Fire Districts

Fire Districts of New York Mutual Insurance Company was founded in 1978 by a group of Fire Districts for the purpose of providing superior claims service to Volunteer Fire Service in New York. In addition, FDMNY provides the maximum benefits allowable under New York State Volunteer Firefighter Benefit Law/New York State Workers' Compensation Laws,... to the company's firefighters, both volunteer and paid and district personnel. Since VFBL and WC is the company's only line of business the company brings a level of expertise to the company's policyholders second to none. The company believes that the last thing the company's brave firefighter/EMS personnel should have to worry about in their time of need, is their insurance coverage. FDM provides coverage based upon 100% earning capacity for all its members policyholders. The company is experienced, responsive and here to process claims promptly, professionally, and keep your injured personnel and organization up to date on the status of claims. The seats on FDM's Board of Directors are, filled by both Fire District Officers from the fire districts the company insure and outside directors. These Fire District directors and Outside directors ensure that the company is focused on providing service to the company's volunteers. As a mutual company, the company is owned by the company's policyholders, Working through the agent of your choice the company would be more than happy to provide you with a no obligation quote. Just click on the Request A Quote link from the services tab. Or if you prefer, you or your agent can contact the company at 1-888-314-3004 and ask for the underwriting department.Read More