Exclusive Programs

Exclusive Programs, Inc. is a privately owned full service insurance and risk management facility founded in 1982. We offer a full range of risk management tools and related services, to assist each client in minimizing their insurance expenses. Our areas of expertise include commercial insurance, surety, risk management, employee benefits and rela... ted consulting services. In addition, we have developed custom insurance programs designed specifically for several difficult classes of business - details of which are available on this website. We also welcome the opportunity to work with your current insurance agent or broker. One of Exclusive Programs unique features: The Owner is involved in all of the day to day operations - this makes certain customers always have access to the company decision maker. There are many benefits to working directly with the Owner - other firms typically utilize lower level employees, without an ownership interest or the authority to make critical decisions, as your primary contact. Insurance underwriters perceive a deep measure of credibility when dealing with the principal of a firm who is negotiating insurance terms, conditions and pricing. The end result - the underwriter works harder and utilizes more creative rating tools, to deliver the pricing and coverage we request.Read More