Essential Care Program

The Essential Care Program (ECP) helps members fill in the gaps of Medicare and Medicare Supplement coverages, providing savings for dental, hearing, and vision. Members of the Essential Care Program typically save thousands of dollars each year, simply by accessing their ECP benefits. Whether its a routine dental check-up, hearing-aid replacements... , or picking up new prescription eye glasses, the Essential Care Program helps members keep out of pocket costs to a minimum. NOTE: This plan is NOT INSURANCE, nor is it a replacement for insurance. Partnered with DenteMax, US Dental Access provides more than 263,000 access points for savings nationwide. EyeBenefitsNow is one of the industry's top vision savings network in the US, with over 14,000 optical providers. Hear In America provides access to a free hearing exam and substantial savings on name brand hearing aids. FL, LA, MS, ND, OK, RI, SC, UT, SD and TX residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after receipt of the membership card. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. MD Residents: The membership fee and one-time registration fee (minus $5.00) will be refunded if cancelled within the first 30 days and upon return of the discount card. LA residents: If a member cancels his membership within the first thirty days after the date of receipt of the written document, the member shall receive a reimbursement of all periodic charges and the amount of any one-time processing fee that exceeds thirty dollars. If you cancel after thirty days for any reason other than nonpayment, the plan will make a pro-rata reimbursement of all periodic charges. This program is NOT insurance. This program does not make payments directly to the providers of medical services. The program member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have ...Read More