Edly

The student debt crisis is well known for its staggering statistics. Those numbers, however, dont tell the whole story. Behind them are countless other problems caused by student debt including income inequality, education access limitations, and social immobility. One of the main contributors to these problems is the high cost and inflexibility of... private student loans. Income Share Agreements (ISAs) are an inherently more affordable and more flexible alternative to private student loans. Students pay a fixed percentage of their earnings only when and IF they earn over a certain threshold income. Payments are made over a fixed payment term and are designed to be affordable. Unlike student loans, there is never accrued interest. The total amount of payments over the term of the ISA are capped at an amount which is usually around 1.5 times the amount of tuition. Depending on a students income, the total payments over the term of the ISA will often be less than the payment cap and may even be less than the tuition amount. ISA providers require schools to align their financial incentives with students and investors. Edly tries to align the interests of investors, students, and schools if possible. Ready to invest in higher education? Copyright © 2020 Edly LLC. All rights reserved. From time to time, edly will make opportunities for investments in ISAs available to investors who are qualified as Accredited Investors (as defined below) and who have expressed an interest in learning about such investment opportunities. No investment opportunity is being offered at this time by edly and all prospective investors will be given opportunities in the future after verification of their status and an expression of specific interest. When investment opportunities are being offered, a Confidential Private Placement Memorandum (a PPM) will be furnished to approved investors on a confidential basis. Sales of the securities may not be consummated unless prospective investors are provided with a PPM. In particular, you should ...Read More