Disruptive Finance

My wife and I were both ill with the symptoms of COVID-19. While we were ill, we were looking for information about other peoples experience of COVID to understand how our symptoms could evolve. This is our experience, and this blog is written both by Tram Anh and me. The context We live in London, and are co-founders of() How can bankers think lik... e entrepreneurs? 2 weeks ago, I was chairing the stream about How can banks innovate at Money 20/20 Singapore. The audience was mainly professionals in banks and Fintech entrepreneurs, and I asked them the following question : What is the biggest challenge for bank innovation? What would be your answer ? Have a think then see below how() What will be the most successful bank in a Fintech world? A few years ago, many banks were not convinced that Fintech* would impact them. Or rather, many banks were convinced that Fintech would NOT impact the industry, because of regulations, customer behaviour, etc. Fast forward to today, and this sentiment has totally shifted. From new challenger banks acquiring 8,000 new customers per day to Alibaba having() How has Fintech transformed finance? The Fintech trend started 5 years ago.* Since then, weve heard about new startups, the emergence of tech competitors in finance, and also banks investing in technology. But what has been exactly the impact of technology in finance? Is there a real impact, is it too early to say, or is it just hype? My() A few years ago, I wrote about the inexorable rise of Google and Amazon in finance. The conclusion from the piece was if you prefer fast action and major Fintech disruption from tech powerhouses, then forget Amazon, Google or Apple, and watch Alibaba or Tencent. Ant Financial, the finance arm of Alibaba, is valued $50bn. This was 2.5 years ago, and() When I started The Disruptive Group last year, one of my first tasks like any entrepreneur was to open a bank account. Being a fervent proponent of Fintech, I looked at the different options available in the UK, including the different Fintech ...Read More