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Cyclos ( is a highly secure payment platform that enables users to make payments through Internet, cards, SMS and other mobile channels such as mobile apps. The software can be clustered to handle million of users. It contains many functionalities including an e-commerce platform, CRM functions and opportunities for branchless banking. Cyclos is competitively priced, and even provided free for projects with a social mission, therefore it offers opportunities for microfinance institutions, smaller banks and local telecoms to facilitate financial inclusion. Patrick G. Ngabonziza, CEO of MobiCash Group, provider of mobile phone payment solutions: "Your achievements are a source of pride and inspiration to all of us. We are all delighted to know that so many others appreciate your outstanding work as much as we do. We believe that this modest sum will bring you closer to your goal of banking the entire unbanked world! * MobiCash is licensed by the Banque de la République du Burundi, Centrale Bank du Congo, National Bank of Rwanda, Bank of Uganda and Bank of Botswana. Cyclos is developed by the Dutch/Brazilian/Uruguayan Social Trade Organisations (STRO). STRO's mission is: To develop and promote sustainable economic models for a world full of development opportunities, high quality of life, cultural and environmental diversity, based on sustainable production and consumption.

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