CFS Group

Who is The CFS Group? CFS specializes in the design and proper implementation of premium financed life insurance strategies. Our clients range from those with modest wealth, to clients with ultra-high net worth above $15 Million. While premium financing has existed since the 1960s, the CFS team has expertly focused on all aspects of modern premium... finance designs. Since 2000 we have delivered best-in-class programs to satisfy a variety of client needs, all sourced through one proprietary set of experts. CFS provides solutions for: Ultra-High Net Worth Families Estate tax protection for little or no out-of-pocket cost; Trusts & Foundations How to rebuild depleted Trust and Foundation assets, for little or no out-of-pocket cost; Business Owners Retirement and succession planning for little or no out-of-pocket cost; Philanthropists Passionate about endowing their favorite charities for little or no out-of-pocket cost; Professionals and Key Employees Earning $250,000+ who need to contribute beyond ERISA limits to secure their retirement and estate plans, protect their incomes in the event of sickness, injury or terminal illness; C-Corporations Recruit and retain top talent through offering superior executive benefits at a very substantial cost savings; Non-Profit Corporations Such as hospitals Attract top doctors groups while at the same time growing their corporate bottom line. CFS addresses these challenges while saving clients significant money. Business minded people use leverage or OPM (other peoples money) to remain liquid or actively invested, so as not to interrupt a long-term investment plan. They also know that the proper use of financing can help reduce costs and improve cash flow. And the vast majority among the wealthy class have utilized financing to perpetuate their lifestyles, grow their businesses and/or net worth. Home mortgages, business equity lines of credit, equipment financing, commercial real estate, etc., have become rational and savvy asset leveraging tools CFSs team has become national ...Read More