Budget Surgeon

Reduce Your Monthly Budget By 20% Using Simple Budgeting Strategies is a unique, written-for-the-times eBook that takes a novel approach to Household Budgeting. It focuses on 90 well-defined, distinct strategies that can easily be implemented by anyone to drastically reduce one's household monthly budget by 20% or more. The author thoroughly addres... ses all avenues of spending in this book, and most importantly, emphasizes that a monthly budget should be treated as a business, and not as a hobby. Equally important, the author, known as the "Budget Surgeon" in familiar circles, highlights that the sum of the budget savings technique parts can have a profound effect on one's overall financial health, and can have a compounding wealth effect, year over year. The major categories of budgeting that are addressed by this eBook include: If you are struggling to keep up with your bills and feel that your monthly budget has become unmanageable, you will seriously benefit from this eBook's concrete money-saving strategies and suggestions. Alternatively, if you are just looking for new ideas to help fine-tune and reduce your monthly budget, you will also find this eBook extraordinarily valuable. You can read an excerpt of our eBook by clicking this link . It is in .PDF format and requires Adobe Reader. Douglas R. Hayman, known as the "Budget Surgeon" by friends, family, and colleagues alike, is a self-professed Household Budgeting expert. His eBook is a pure reflection of household budgeting techniques that he has successfully employed over the years to help reduce expenses, and to help fortify his personal financial balance sheet. Douglas is also the author of the Retirement Calculator , which is unique, state-of-the-art software that provides all necessary tools to calculate your optimal retirement date, and manage retirement information. Douglas has a Master's Degree in Computer Science and a Bachelor's Degree in Economics from Stony Brook University, in Long Island, NY. Douglas has been self-employed for the last ...Read More