Balanced Program

Ozark National Life began in 1964. By 1969 we began to market our new product - The Balanced Program® . At that time, we were convinced that The Balanced Program® would revolutionize the life insurance industry. We are even more convinced of that today. By combining a mutual fund investment with the coverage of a life insurance policy, The Balanced... Program® provides the potential for growth and protection which neither product could provide alone. The Balanced Program® is designed to provide for your future in the event of a long life, a premature death or a disability. Through the correlated sale of life insurance and mutual fund shares, The Balanced Program® can provide you with the guarantees of a life insurance policy together with the potential for growth through periodic investments in a mutual fund. In the event of a long life, the life insurance policy accumulates cash values which are guaranteed. Additionally, potential growth is made possible through periodic investments in your mutual funds. Your mutual funds can be set up as a non-tax qualified account, a Roth IRA account , or an IRA account. If you become disabled while covered by The Balanced Program's® total and permanent disability rider, the insurance protection will make periodic investments in your mutual fund account to meet your scheduled investments for as long as you remain disabled. In other words, the life insurance component will ensure that your intended investments are made, even if you become unable to work because of disability. Additionally, the waiver of premium benefit provides for the payment of your life insurance premiums for as long as you remain disabled. Terms and conditions apply.Read More