Afb

Our products include Payroll and afb Direct loans to salaried employees, and SmartCash loans to informal or market traders. We also offer credit life insurance on selected products. Who can apply for a loan? Are you a government or corporate employee? If your organisation has partnered with afb, you can apply for a Payroll Loan. Our partners includ... e the Controller and Accountant General's Department and the Ghana Police Force. If you are a salaried employee but your organisation is not an afb partner, you can apply for an afb Direct loan. To find out more about our partners and loan options, contact us on +233 302 208 342. What documentation do I need to get a loan? Please provide the following documents when applying for an afb loan: • Your Voters ID or Biometric Passport or National Health Insurance Card • Two passport-sized photos • Your three most recent payslips How do I apply for an afb loan? Here are six easy ways to apply: • Visit your nearest afb branch • For USSD dial: *714*777# • Call us on: +233 574 302 208 342 • Chat on WhatsApp: +233 574 065 958 • Send us an email: info@afb.com.gh • Or apply on our website afb.com.gh Do I need collateral to get an afb loan? No, afb loans are unsecured. What is the monthly interest rate? Interest rates vary depending on the loan term. But generally they range from 4,7% to 6,5% per month. Your rates seem high? We provide innovative consumer credit products at fair rates and strive to offer our customers the best possible experience. Our loans are fast, convenient and unsecured - and our interest rates are fixed for the loan term. To deliver these benefits, we ensure we have the right infrastructure and capabilities in place, and keep the costs to our customers as low as possible while continuing to deliver the high quality products they expect from afb. What can I use my loan for? There are no restrictions on your loan, so how you use the money is up to you. We recommend that you use your loan for goods or services that will add value to your life for a longer ...Read More