Acra Lending

Acra Lending, established in 2003, is a specialized financial services firm focused on empowering mortgage professionals to meet their clients' purchase and investment objectives. The company excels in alternative income mortgage products, offering solutions such as bank statement loans, asset depletion programs, and verification of employment (VOE) services. These tailored programs are designed to address a broader spectrum of borrower needs beyond traditional lending criteria.

Acra Lending develops and provides fixed and adjustable-rate mortgages (ARMs) for residential properties, catering to both owner-occupied and non-owner-occupied scenarios. Licensed by the National Mortgage Licensing System (NMLS), the company operates across 39 states and the District of Columbia, demonstrating a significant nationwide presence. Its services are delivered through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Understanding the operational backbone is key, and you can Meet Acra Lending's team to learn more about the professionals driving these initiatives.

The firm is recognized within the mortgage industry for its commitment to responsible lending practices, continuous product innovation, and robust operational efficiency. With a revenue of $257.8M and an employee range of 500-1,000 individuals, Acra Lending maintains a substantial footprint in the finance and brokerage sectors. Its strategic focus on alternative income and diverse lending programs positions it as a key player for mortgage professionals seeking flexible and reliable financing solutions.