Libor Aaa

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***** Class A-1 Issue Amount $600 mln Average Life 2.53 years Price benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P) ***** Class A-2 Issue Amount $307 mln Average Life 7 years Price benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P) ***** Class A-3 Issue Amount $325.016 mln Average Life 11.91 years Price benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P) ***** Class B Issue Amount $43.641 mln Average Life 8.43 years Price benchmark 3-month Libor Ratings A1 (Moody's), A+ (S&P) ***** Class C Issue Amount $60.426 mln Average Life 7.19 years Price benchmark 3-month Libor Ratings Baa1 (Moody's), BBB+ (S&P) ***** Email this story - Set a News Alert

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The following are the early terms and conditions of "CarMax Auto Owner Trust 2003-1" (subject to change): **** Class A1 Issue Amount $110 million Average Life 0.25 year Spread Benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P) **** Class A2 Issue Amount $124 million Average Life 1 year Spread Benchmark eurodollar futures Ratings Aaa (Moody's), AAA (S&P) **** Class A3 Issue Amount $119 million Average Life 2 years Spread Benchmark 2-year swaps Ratings Aaa (Moody's), AAA (S&P) **** Class A4 Issue Amount $98.2 million Average Life 3.2 years Spread Benchmark Interpolated swaps Ratings Aaa (Moody's), AAA (S&P) **** Class B Issue Amount $40.1 million Average Life 1.65 years Spread Benchmark eurodollar futures Ratings Aa3 (Moody's), A (S&P) **** Class C Issue Amount $15.2 million Average Life 1.65 years Spread Benchmark eurodollar futures Ratings Baa3 (Moody's), BBB (S&P) **** Settlement Date May 29, 2003 Email this story - Set a News Alert

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The following are early terms and conditions of "KeyCorp Student Loan Trust 2004-A" (subject to change): ***** Class I-A-I Issue Amount $133.282 million Average Life 1.99 years Spread Benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P, Fitch) ***** Class I-A-2 Issue Amount $221.723 million Average Life 9.15 years Spread Benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P, Fitch) ***** Class I-B Issue Amount $11.065 million Average Life 9.93 years Spread Benchmark 3-month Libor Ratings Aa2 (Moody's), AA- (S&P), AA (Fitch) ***** Class II-A-1 Issue Amount $264.835 million Average Life 1.98 years Spread Benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P, Fitch) ***** Class II-A-2 Issue Amount $427.328 million Average Life 8.09 years Spread Benchmark 3-month Libor Ratings Aaa (Moody's), AAA (S&P, Fitch) ***** Class II-B Issue Amount $41.696 million Average Life 9.36 years Spread Benchmark 3-month Libor Ratings Aa2 (Moody's), AA (S&P, Fitch) ***** Class II-C Issue Amount $66.71million Average Life 9.36 years Spread Benchmark 3-month Libor Ratings A3 (Moody's), A (S&P, Fitch) ***** Class II-D Issue Amount $33.357 million Average Life 9.36 years Spread Benchmark 3-month Libor Ratings Baa2 (Moody's), BBB (S&P, Fitch) ***** Settlement Date August 12, 2004

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