Chris Dossman

Chris Dossman

Realtor and Associate Broker at Century 21 Scheetz LLC

Location:
4929 East 96th, Indianapolis, Indiana, United States
HQ Phone:
(317) 705-2500

General Information

Experience

Decorations Chair  - Bishop Chatard High School

Photographer  - Dossman Photography

Recent News  

You can also cut costs by purchasing materials (e.g., granite, flooring, or lighting) yourself, says Chris Dossman, a real estate agent with Century 21 Scheetz in Indianapolis.
To reduce the hours your contractors will need to put in-and save money on labor-do light prep work yourself, says Dossman.

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The only problem is a lender won't loan more than a home's appraised value, which could leave the buyer to cover the difference, says Chris Dossman, a real estate agent with Century 21 Scheetz in Indianapolis.
But if a buyer isn't willing or able to do that, there are options: Negotiate with the seller. If the home doesn't appraise for the contract price, the seller may agree to lower the sales price so the deal can go through. Dossman says this is the most common outcome. Appeal the appraisal. "It doesn't happen very often, but it does when a buyer just absolutely has to have the property" and they believe the first appraisal wasn't accurate, says Dossman. The initial appraisal might be significantly off base if, say, the appraiser overlooked a good comp or wasn't familiar with the local housing market. Granted, if the seller is equally committed to keeping the deal alive, you might be able to persuade her to cover the costs of the second appraisal. Walk away. "It's a bummer, but it may not be worth overpaying for a home," says Dossman.

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"You need to compare each loan estimate's terms to make sure you're getting an apples-to-apples comparison," says Chris Dossman, a real estate agent with Century 21 Scheetz in Indianapolis.
"Which are the standard finishes?" When you tour a development's model home, keep in mind that you're previewing a high-end version of the standard home. "The model has all the bells and whistles," says Dossman. Dossman advises proceeding with caution: "If the builder changes and a lower-quality builder takes over, that could affect the value of your home." Always check references when vetting home builders, says Dossman.

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