Gray & Associates

The principals of Gray & Associates, LLC have directed the management and disposition of well in excess of $15 billion in assets. This has been accomplished through the use of expert asset analysis, dynamic workout and disposition strategies, innovative marketing techniques, sensitivity to local and national conditions, meticulous due diligence, an... d effective communications and reporting. Gray & Associates is comprised of individuals recognized in the financial services industry for their persistence and excellence in the management and disposition of assets. With backgrounds in banking, marketing, financial analysis, accounting, real estate, and the law, we deploy our personnel where required to meet the needs of our client partners. Our reliance on this veteran staff ensures consistency in review, recognition of positive or negative influences on value on an asset-by-asset basis, and the implementation of decisive strategies to resolve issues as they arise. We are able to bring significant experience in auctions, asset sales, asset administration appraisal techniques, bulk and individual loan sales, budget preparation and analysis, construction and development management, property management, real estate marketing, secondary market sales, debt restructuring, bankruptcy, file maintenance, financial institution auditing and loan servicing to any assignment. Our goal is to supplement, complement, and enhance the clients current controls, processes and personnel currently engaged in this activity to yield a higher return in a competitive market. G. Richard Gray, the President of Gray & Associates, has been involved with the management and disposition of loan and REO portfolios in both the legal and business arenas. A summa cum laude graduate of the University of Baltimore Law School, Mr. Gray was a real estate attorney specializing in contractual negotiations, workout and litigation prior to joining Financial Conservators, Inc. (FCI) in 1987. As President of FCI, he directed the management and disposition of ...Read More