With nearly 25 years of high-level experience in law, business, and financial services industry, Francisco J. De Armas Cubas has gained a reputation as a consummate finance professional. Mr. De Armas is the Managing member and co-founder of Caribbean Investment & Acquisitions Corporation and CIAC, LLC (CIAC), an asset management/commercial loan servicing firm that currently manages over $5 billion in assets. From his background in the legal profession to his work in managing underperforming both government and commercial loan portfolios, developing debt restructuring plans, identifying financing alternatives, and directly investing in selected opportunities through the private equity fund he co-founded, CIAC Consortium II LLC , Francisco De Armas has achieved vast experience in managing complex credit situations in atypical markets. Mr. De Armas currently lives and works in San Juan, Puerto Rico , where he has developed long-standing relationships with and a keen understanding of financial markets. After graduating from Colegio Maristas in Puerto Rico, Francisco De Armas set his sights on the financial services field. He was accepted to Bentley University, a highly-respected private university located in Waltham, Massachusetts and known for its rigorous business-oriented educational programs. Mr. De Armas earned a Bachelor of Science degree in Accounting from the University in 1991. In 1992, Mr. De Armas took his educational journey to the next level after he was accepted to the Tulane University School of Law in New Orleans, Louisiana. Regarded as one of the premier law schools in the southern United States. Mr. De Armas earned his Juris Doctor 1995 while at the same time becoming a Certified Public Accountant (CPA). That same year Francisco passed the bar and was licensed to practice law in Puerto Rico. With his strong understanding of financial market dynamics and his thorough command of the legal aspects governing the banking industry, he joined in 1996 1996, the law firm of Fiddler, Gonzalez, and ...
Francisco De Armas Cubas
Francisco De Armas-Cubas
Francisco de Armas Cubas, Esq., CPA
De Armas Cubas Attorneys at Law Psc