Review of Optometry November 1999 NEWS REVIEW -
[Cached Version]
Published on: 6/16/2001
Last Visited: 6/16/2001
Both House and Senate bills could improve an independent doctor's status under managed care , says Cape Coral , Fla. , optometrist Don Williamson , chair of the AOA Federal Relations Committee.The key provisions :.
Strong point-of-service.Both bills would allow patients to see doctors outside their medical plans as long as they're willing to pay some out-of-pocket cost.The Senate bill excludes businesses with 50 or fewer employees ; the House version doesn't.Non-discrimination.AOA Key Persons-the volunteer O.D.s who work Capitol Hill-have made this the focus of their encounters with their Congressmen and Senators.Both bills include limits on an insurance company's ability to lock out optometrists and other specific providers , something managed-care plans now do with regularity , Dr. Williamson says.He says the non-discrimination in both versions is a great step forward , but AOA lobbyists hope to gain ground in Conference Committee.Deductibility of health insurance premiums.This is key for self-employed doctors who pay their own health insurance premiums.Both versions would let self-employed people write-off 100 percent of these costs at least by 2001.Higher cap on medical savings accounts ( MSAs ).Current law limits MSAs to 750 , 000 Americans.The House and Senate bills would repeal that and open MSAs to everyone.That's important because it allows more people to go to specialists of their choosing , Dr. Williamson says.
Of course , the spotlight has been on how the different bills handle a patient's right to sue his health plan.The House bill allows this , the Senate legislation doesn't.That could tie the Conference Committee in knots.
Dr. Williamson's take on the House bill : It's a great victory for patients and optometry , and swings the pendulum back to patients and from health plans..
That's the task lobbyists for doctors and patients now have before them : getting that pendulum to at least stay put.