An accomplished innovative and results oriented leader who sees obstacles as challenges, consistently finds creative solutions and takes ownership of performance to exceed established objectives. Proven track record of business building from the ground up. Able to deliver presentations, create proposals, negotiate contracts, and develop relationships with key wholesale and retail financial contacts. Over 16 years in finance and sales have developed the skill and experience to train, recruit and motivate a team of employees and independent contractors. Consistently demonstrated sound and timely decision making skills in the following areas: Written and Oral Communication, Staff Recruitment & Development, Financial Analysis, Modeling & Forecasting, Insurance & Benefits Administration, Budgeting, Planning and Variance analysis, Strategic and Tactical Planning, Banking and Credit Negotiations and Relationships, Analytics & Problem-solving, Cash Management, Credit & Reimbursement, Organizational Design and Re-structuring Accounting Processes & Management, Process Re-Engineering and Development, Start Up and Turn-around operations Contracting, Joint Ventures & Licensing