Gerry Smith

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  www.vicnews.com/portals-code/list.cgi?paper=36&cat=43&i - [Cached Version]
  Published on: 3/31/2004    Last Visited: 3/31/2004  

  The Canada Mortgage and Housing Corporation came out with new rules last year for mortgage criteria, that are just now being brought in by lending institutions, says Gerry Smith, mortgage manager for TD Canada Trust. "No money down is a bit of a misnomer," he says.The buyer still has to provide a minimum five per cent down payment, but they are now allowed to borrow the down payment from a third lender.First-time buyers and those who haven't purchased property in five years can borrow up to $20,000 from their RRSP for a down payment without penalty, providing the portion is paid back within a set period. (Check with your financial institutions). "Realistically only 10 per cent of buyers will be able to qualify," he says.One would need an impeccable credit rating and a steady job that you've been at for more than six months.When asked, he says it is "always the concern," that interest rates could go up. Doing a few quick calculations, McWilliam points out that with today's interests rates, one would still owe $77,000 after spending $59,000 after 10 years on a $100,000 mortgage.

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  C-FAX 1070 - Personalities - [Cached Version]
  Published on: 9/4/2008    Last Visited: 9/4/2008  

  11:30am - Gerry Smith, Manager, Residentail Mortgages, TD Bank with Terry Spence

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  C-FAX 1070 - Talkshow Guest Schedule - [Cached Version]
  Published on: 9/4/2008    Last Visited: 9/4/2008  

  11:30am to 12:00pm - Gerry Smith, Manager, Residentail Mortgages, TD Bank with Terry Spence

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  C-FAX 1070 - Welcome - [Cached Version]
  Published on: 5/25/2004    Last Visited: 2/2/2005  

  Mel Cooper, Gerry Smith (TD Canada Trust), Marilyn Cann and Brian Sharp (DFH Real Estate) visited the C-FAX studios to present a $22,500.00 cheque to C-FAX Santas Anonymous.

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  Myles Christenson & Ron Cunningham - [Cached Version]
  Published on: 10/14/2003    Last Visited: 6/15/2006  

  Gerry Smith from TD/Canada Trust knows new construction and has supplied us the following link to his web page. www.tdcanadatrust.com/msf/gerrysmith

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  Other Resources - [Cached Version]
  Published on: 2/19/2001    Last Visited: 9/12/2004  

  TD Canada Trust - Gerry Smith

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  Real Estate Reports And Information in Victoria BC - [Cached Version]
  Published on: 1/22/2005    Last Visited: 8/31/2006  

  A short article from T-D Canada Trust and Gerry Smith about the the current bank rates and their recent change

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  Realtors and real estate agents of REMAX Camosun... - [Cached Version]
  Published on: 11/9/2000    Last Visited: 7/1/2001  

  Gerry SmithCanada Trust MortgagesE-Mail : smith.gerry@canadatrust.com
  
  Our Agents :

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  Roy Stevenson - Victoria BC Real Estate and Victoria... - [Cached Version]
  Published on: 3/19/2006    Last Visited: 6/20/2008  

  Gerry Smith - TD Canada Trust

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  The Southerner | Summer Feature Story - [Cached Version]
  Published on: 1/1/2000    Last Visited: 12/8/2007  

  According to Lewis, Crowder and Gerry Smith, the owner of T.D, Smith's Fish House in Beaufort, 1999 has been a bumper crop for white shrimp.
  ...
  Gerry Smith, a white-haired man was icing down a nice catch of Whiting that had just been offloaded from a boat onto his dock when I first met him.I waited and then we talked in his office.
  
  Smith said, "It will be next spring and summer before we know (how the flooding affected juvenile fish and shrimp)."

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