Albert Santi

However, as you can tell by reading the "Testimonials" on page 6, Mr. Santi is also know to turn the impossible loan situation into an approved and closed loan.
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Or, you can call during business hours CST to immediately contact Mr. Santi.
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Who is Albert Santi?

- Page Five.Books written.

- Page Six.Testimonials.

- Page Seven.Photos.

- Page Eight.Best Looking Exit Page You Have Ever Seen.

Who is Albert Santi?

- Page Five.Books written.

- Page Six.Testimonials.

- Page Seven.Photos.

- Page Eight.Best Looking Exit Page You Have Ever Seen.

Walt Henley, Albert Santi and Skip Miller plan to convert the brewery into 35 luxury condominium and penthouse units that offer sweeping views of the Mississippi River and FedExForum, with prices for units ranging from $350,000 to upward of $1 million.
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Memphis Heritage Inc. held a fund-raiser at the building on New Years Eve, and the three partners used the opportunity to announce their plans for the historic building at 465 Tennessee St. that Santi compared to an urban castle.

Santi, of Santi Mortgage Co.LLC, said the partners are due to close on the property by the end of the month.He said they have already taken several reservations, and the group is conducting tours for interested buyers.

Bottletree Design Group is the projects architect.

We have had the property under contract for approximately five months now, and we have done a ton of work in terms of engineering to see the functionality of it all, Santi said.Were also working with the architects and getting a layout of it.

Historic space.
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Santi said he immediately warmed to the buildings antique look and feel, especially the wrought-iron railings that line the staircases and the panoramic view of the city that can be seen from the structures highest point.The 114-year-old building is included on the National Register of Historic Places.

I looked at the property, and of course, like everybody else, just fell in love with it, he said.Its just like a castle.We started to negotiate with the owner and finally got them to sign a contract, and from there we started our almost daily endeavors to making sure were doing all the right things.

Santi said a chance encounter with Henley led to his involvement in the deal.
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We were talking about trying to do something on a commercial basis, because my background, a lot of it has been residential, Santi said.
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Santi said another consultant told the partners the building has about 150 times the strength needed for residential uses.

Its like a fortress, Santi said.And a lot of the penthouse views are just absolutely jaw-dropping.
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We thought about commercial, but it looks like the best use is all residential, Santi said.

"Today is a real time of the classic bait-and-switch, where you call somebody in these ads and they'll just agree with whatever you say," said Albert Santi, president of Santi Mortgage and a recent appointee to the board of directors of the Tennessee Association of Mortgage Brokers.

Books Written by Albert Santi

Albert Santi wrote the book on Mortgage and Real Estate Finance -- literally.

The most recent book written by Albert Santi is: The Encyclopedia of Mortgage & Real Estate Finance and is published and sold by the Mortgage Bankers Association of America (the MBA) and you may order by calling 1-800-793-MBAA (6222) or go to http://shop.mbaa.org.The price of the book is $35 for members, $45 for nonmembers.

Take a look at this sample from the book: the definition of "Loan Origination Fee."

Other Books written by Albert Santi
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Who is Albert Santi?

- Page Five.Books written.

- Page Six.Testimonials.

- Page Seven.Photos.

- Page Eight.Best Looking Exit Page You Have Ever Seen.

I had heard of Mr. Santi and when we first talked, I knew within the first 15 minutes that he was not just any loan officer.
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My father, an experienced attorney, recommend that I call Mr. Santi.Within weeks my loan closed at 6.3 75% on a 15-year fixed-rate loan. "

Midtown Memphis

"My wife and I have known Albert Santi for several years.Albert arranged the construction and permanent loan for our home.Later he refinanced it on a jumbo loan at a very low rate of interest.Without hesitation I recommend my friend and mortgage banker, Albert Santi.
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A friend and fellow pilot, David Sanders recommended Albert Santi.
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With the ingenuity and knowledge Albert is noted for, he arranged the construction and permanent loan.Often I recommend Albert to other FedEx pilots and friends.Our relationship did not stop with the mortgage loan.Today we are good friends and my wife and I are proud to be partners with Albert on the approximate 100 acres behind the Bed & Breakfast lodge.
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Mr. Santi arranged a refinance where l could borrow enough money to make changes to my home that was necessitated when my invalid mother moved in with me.My home is located in what is known as the Orange Mound area. "

Memphis

"My broker at a large investment banking firm recommended Albert.I was recently divorced and had no income from a job and no work history.I applied at a top three mortgage company and they told me the best I could expect was 8% on a fixed-rate, 30 year loan.This shocked me since my credit was perfect and I was making a large down payment on the home.Mr. Santi set me at ease right away and we closed at 7.375% (30 year fixed) within two weeks.I was not surprised at the closing, when my REALTOR Ô asked Albert if he had extra cards that she could pass out in her office." East Memphis

"My wife and I were facing a balloon payment on our home mortgage within a few months and desperately needed to refinance our home in Collierville.A few years ago, we encountered credit problems and now all we could find were rates in the 10% range.Mr. Santi made us a 'A' 1-year ARM loan at 8.375% that we can easily refinance in the near future with no prepayment penalty.,'
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My brother referred me to Mr. Santi and he not only gave me fast service and a good rate but he also introduced me to a REALTOR who found a home for me that appraised for $14, 000 above the sales price and the seller paid $3, 500 of my closing costs.Mr. Santi not only came through with a great loan but he made an instant impact on my net worth when he introduced me to Dale, the Realtor.
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One day, someone told us about Albert Santi and said "If anyone can do it, he can." Bottom line: he doggedly pursued different investors until he eventually closed the loan.
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"I was in high school with Albert.
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I knew that Albert Santi had a good reputation for knowing the business but was concerned if he could compete with the major lenders.
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Who is Albert Santi?

- Page Five.Books written.

- Page Six.Testimonials.

- Page Seven.Photos.

- Page Eight.Best Looking Exit Page You Have Ever Seen.

The Santi Mortgage Consumer Newsletter by Albert Santi

As in the past, my newsletters have been for the purpose of promoting my mortgage company, my investments, and offering some consumer information

Santi Mortgage.As the chief Sponsor for this letter, I need to put in a plug for my mortgage operation.Santi Mortgage Co., LLC began in 1997 and is based on the fundamental operation of a one-man shop (with occasional part-time assistance) can provide the public with very low Interest Rates and Closing Costs while achieving a Service Level that is usually unmatched.But, I do not "buy loans" my # 1 attribute is for my customers to call one person to find information such as loan quotes or the status of a loan.When you need to speak to the switchboard operator, the Processor, the Loan Officer, the Underwriter, the Closing Dept., the Branch Manager, the Regional VP, the President, the Owner . . . . . ask for Albert and you won't be switched to another extension.
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Boy, what I could do with an Ad budget like a Bank, but if you don't already know, YOU CAN SAVE MONEY WHEN YOU DEAL WITH SANTI MORTGAGE!
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Who is Albert Santi?

- Page Five.Books written.

- Page Six.Testimonials.

- Page Seven.Photos.

- Page Eight.Best Looking Exit Page You Have Ever Seen.

Albert Santi

Albert SantiSanti Mortgage Co., LLC106 Willow Bend

WayArlington, TN 38002901-867-2274 Phone901-867-0790 Fax