Q Audrey Quaye

The Fund is managed by Audrey Quaye, Portfolio Manager of WM Advisors, Inc.Ms. Quaye is a Certified Public Accountant and Chartered Financial Analyst and holds a BS from the University of Ghana and an MBA from the University of Southern California.Ms. Quaye has managed the Fund since 1997 and has investment experience dating back to 1993.

An investment in this Fund is neither insured nor guaranteed by the U.S. Government and there can be no assurance that the Fund will be able to maintain a stable net asset value of $1.00 per share.

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