Dr. A. Carole Pratt

A. Carole Pratt, D.D.S., 50 Secretary of CNB HOLDINGS INC;

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The option ownership of the directors reflected in this column is as follows: Mr. Nicely - 28,595; Dr. Pratt - 16,095; Mr. Ratcliff - 16,095; Ms. Atkinson - 16,095 Mr. Chrisley - 28,005; Mr. Wine - 28,098; Mr. Bowling - 28,563; Mr. Bruce - 28,595; and Dr. Tuck - 16,095. (2) Includes 32,625 shares held by an investment company affiliate of Mr. Bowling. (3) Includes 1,263 shares owned by Ms. Atkinson's minor children. (4) Includes 3,143 shares owned by an individual retirement account for the benefit of Mr. Wine's wife. (5) Includes 380 shares held by Ms. Pratt's minor children. (6) Includes 374 shares held jointly with Mr. Ratcliff's children.
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Bruce, Chrisley, Nicely and Wine and Dr. Pratt.