Mr. Pravin C. Patel

Billy P. Atkins, Thomas E. Bates, Jr., Dick Littleton and Pravin C. Patel are in Class III and have been elected to serve as directors in Class III until the 2008 annual shareholder meeting.
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Pravin C. Patel
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Pravin C. Patel, director of Legends Financial and Legends Bank.

Mr. Patel received his B.S. in Electrical Engineering in 1973 from San Francisco State University.Mr. Patel is co-owner of the following hotels: Midtown Inn, Clarksville, Tennessee; Days Inn, Clarksville, Tennessee; Red Roof Inn, Clarksville, Tennessee; Comfort Inn, Villa Rica, Georgia; Royal Inn, Anniston, Alabama; Econo Lodge, Clarksville, Tennessee; Comfort Inn, Oxford, Alabama; and Best Western Inn, Winchester, Tennessee.

THE BOARD OF DIRECTORS UNANIMOUSLY RECOMMENDS THAT SHAREHOLDERS VOTE "FOR" THE ELECTION OF THE NOMINEES SET FORTH ABOVE.
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Dickson, Patel, Terry, Washer and Littleton.
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Amos, Atkins, Bates, Nussbaumer, Patel and Weiland.

0001223685 PATEL PRAVIN CHHAGAN 310 N FIRST STREET CLAKRSVILLE TN 37040 1 0 0 0

Billy P. Atkins, Thomas E. Bates, Jr., Dick Littleton and Pravin C. Patel are in Class III and have been elected to serve as directors in Class III until the 2008 annual shareholder meeting.
...
Pravin C. Patel
...
Pravin C. Patel, director of Legends Financial and Legends Bank.

Mr. Patel received his B.S. in Electrical Engineering in 1973 from San Francisco State University.Mr. Patel is co-owner of the following hotels: Midtown Inn, Clarksville, Tennessee; Days Inn, Clarksville, Tennessee; Red Roof Inn, Clarksville, Tennessee; Comfort Inn, Villa Rica, Georgia; Royal Inn, Anniston, Alabama; Econo Lodge, Clarksville, Tennessee; Comfort Inn, Oxford, Alabama; and Best Western Inn, Winchester, Tennessee.

THE BOARD OF DIRECTORS UNANIMOUSLY RECOMMENDS THAT SHAREHOLDERS VOTE "FOR" THE ELECTION OF THE NOMINEES SET FORTH ABOVE.
...
Dickson, Patel, Terry, Washer and Littleton.
...
Amos, Atkins, Bates, Nussbaumer, Patel and Weiland.

Billy P. Atkins, Thomas E. Bates, Jr., Dick Littleton and Pravin C. Patel are in Class III and have been elected to serve as directors in Class III until the 2008 annual shareholder meeting.
...
Pravin C. Patel
...
Pravin C. Patel, director of Legends Financial and Legends Bank.

Mr. Patel received his B.S. in Electrical Engineering in 1973 from San Francisco State University.Mr. Patel is co-owner of the following hotels: Midtown Inn, Clarksville, Tennessee; Days Inn, Clarksville, Tennessee; Red Roof Inn, Clarksville, Tennessee; Comfort Inn, Villa Rica, Georgia; Royal Inn, Anniston, Alabama; Econo Lodge, Clarksville, Tennessee; Comfort Inn, Oxford, Alabama; and Best Western Inn, Winchester, Tennessee.
...
Dickson, Patel, Terry, Washer and Littleton.
...
Amos, Atkins, Bates, Nussbaumer, Patel and Weiland.

Billy P. Atkins, Thomas E. Bates, Jr., Dick Littleton and Pravin C. Patel are in Class III and have been elected to serve as directors until the 2005 stockholder meeting.
...
Pravin C. Patel
...
Pravin C. Patel, director of Legends Financial and Legends Bank.

Mr. Patel received his B.S. in Electrical Engineering in 1973 from San Francisco State University.Mr. Patel is co-owner of the following hotels: Midtown Inn, Clarksville, Tennessee; Days Inn, Clarksville, Tennessee; Red Roof Inn, Clarksville, Tennessee; Comfort Inn, Villa Rica, Georgia; Royal Inn, Anniston, Alabama; Econo Lodge, Clarksville, Tennessee; Comfort Inn, Oxford, Alabama; and Best Western Inn, Winchester, Tennessee.

THE BOARD OF DIRECTORS UNANIMOUSLY RECOMMENDS THAT SHAREHOLDERS VOTE "FOR" THE ELECTION OF THE NOMINEES SET FORTH ABOVE.
...
Dickson, Patel, Terry, Washer and Littleton.
...
Amos, Atkins, Bates, Nussbaumer, Patel and Weiland.

Pravin C. Patel
...
Pravin C. Patel, director of Legends Financial and Legends Bank.

Mr. Patel received his B.S. in Electrical Engineering in 1973 from San Francisco State University.Mr. Patel is co-owner of the following hotels: Midtown Inn, Clarksville, Tennessee; Days Inn, Clarksville, Tennessee; Red Roof Inn, Clarksville, Tennessee; Comfort Inn, Villa Rica, Georgia; Royal Inn, Anniston, Alabama; Econo Lodge, Clarksville, Tennessee; Comfort Inn, Oxford, Alabama; and Best Western Inn, Winchester, Tennessee.

THE BOARD OF DIRECTORS UNANIMOUSLY RECOMMENDS THAT SHAREHOLDERS VOTE "FOR" THE ELECTION OF THE NOMINEES SET FORTH ABOVE.
...
Dickson, Patel, Terry, Washer and Littleton.
...
Amos, Atkins, Bates, Nussbaumer, Patel and Weiland.

Billy P. Atkins, Thomas E. Bates, Jr., Dick Littleton and Pravin C. Patel are nominated to serve as directors in Class III and, if elected, will serve as directors until the 2008 stockholder meeting.
...
Pravin C. Patel
...
Pravin C. Patel, director of Legends Financial and Legends Bank.

Mr. Patel received his B.S. in Electrical Engineering in 1973 from San Francisco State University.Mr. Patel is co-owner of the following hotels: Midtown Inn, Clarksville, Tennessee; Days Inn, Clarksville, Tennessee; Red Roof Inn, Clarksville, Tennessee; Comfort Inn, Villa Rica, Georgia; Royal Inn, Anniston, Alabama; Econo Lodge, Clarksville, Tennessee; Comfort Inn, Oxford, Alabama; and Best Western Inn, Winchester, Tennessee.
...
Dickson, Patel, Terry, Washer and Littleton.
...
Amos, Atkins, Bates, Nussbaumer, Patel and Weiland.