Mr. Andres Palandjoglou

The Class I directors are John B. Brock III, J. David Heaney, Andres Palandjoglou, Stanley D. Stearns, and Barry M. Lewis.
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All of the directors of the Company, except Mr. Palandjoglou, are also directors of the Company's subsidiary bank, Southwest Bank of Texas National Association ("the Bank"), and all the directors live in the metropolitan area of Houston, Texas.
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Andres Palandjoglou Director
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Andres Palandjoglou.Mr. Palandjoglou has been an advisory director of the Bank since 1990.For more than five years, he has been President of Rio Largo, Inc., a company involved in real estate investments and, as a partner in Memorial Builders, in the development of residential subdivisions and the construction of custom homes.Also, Mr. Palandjoglou is involved in textile manufacturing and ranching in Argentina.He is a member of the Greater Houston Builders Association.

John B. Brock III, J. David Heaney, Barry M. Lewis, Andres Palandjoglou and Stanley D. Stearns have been nominated for re-election to the five expiring Class I positions on the Board of Directors.
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All of the directors of SOUTHWEST BANCORP OF TEXAS INC, except for Mr. Palandjoglou, are also directors of the Company's subsidiary bank, Southwest Bank of Texas National Association (the "Bank"), and all the directors live in the metropolitan area of Houston, Texas.Because the Bank was founded prior to SOUTHWEST BANCORP OF TEXAS INC, the biographical information following the summary table below includes the date that each director first joined the Board of the Bank. Officers and DirectorsDIRECTOR NAME POSITION AGE SINCE
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Andres Palandjoglou* Director

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Mr. Palandjoglou has been an advisory director of the Bank since 1990.For more than five years, he has been President of Rio Largo, Inc., a company involved in real estate investments and, as a partner in Memorial Builders, in the development of residential subdivisions and the construction of custom homes.Also, Mr. Palandjoglou is involved in textile manufacturing and ranching in Argentina.He is a member of the Greater Houston Builders Association. [ADOLPH A. PFEFFER, JR PHOTO] Adolph A. Pfeffer, Jr.

The Class I directors, (John B. Brock, III, David Heaney, Andres Palandjoglou, Stanley D. Stearns, Jr. and Duncan W. Stewart), will hold office until the 2003 Annual Meeting of Shareholders and until their respective successors have been duly elected and qualified or until their earlier resignation or removal.
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All of the directors of SOUTHWEST BANCORP OF TEXAS INC are also directors of SOUTHWEST BANCORP OF TEXAS INC's subsidiary bank, Southwest Bank of Texas National Association (the "Bank"), except for Mr. Palandjoglou and all the Directors live in the metropolitan area of Houston, Texas.Each of the directors and executive officers was elected to the position with SOUTHWEST BANCORP OF TEXAS INC shown below in 1996 with the exception of Messrs.
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Andres Palandjoglou Director

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Mr. Palandjoglou was elected a director of SOUTHWEST BANCORP OF TEXAS INC upon its formation in 1996, and has been an advisory director of the Bank since 1990.For more than five years, he has been President of Rio Largo, Inc., a company involved in real estate investments and, as a partner in Memorial Builders, in the development of residential subdivisions and the construction of custom homes.Also, Mr. Palandjoglou is involved in textile manufacturing and ranching in Argentina.He is a member of the Greater Houston Builders Association. [ADOLPH A. PFEFFER, JR PHOTO] Adolph A. Pfeffer, Jr.
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The Audit Committee currently consists of John B. Brock III, J. David Heaney, Wilhelmina E. Robertson, Andres Palandjoglou and Stanley D. Stearns, Jr., none of whom is an employee of SOUTHWEST BANCORP OF TEXAS INC.

Andres PalandjoglouCompany DirectorPresidentRio Largo, Inc.

Andres Palandjoglou * +PresidentRio Largo S.A

The other Class I directors are John B. Brock III, J. David Heaney, Andres Palandjoglou, Stanley D. Stearns, and Barry M. Lewis.
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All of the directors of the Company, except Mr. Palandjoglou, are also directors of the Company's subsidiary bank, Amegy Bank National Association (formerly, Southwest Bank of Texas National Association) ("the Bank"), and all the directors live in the metropolitan area of Houston, Texas.
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Andres Palandjoglou

Director
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(PHOTO OF ANDRES PALANDJOGLOU)Andres Palandjoglou.For more than five years, Mr.

Palandjoglou has been President of Rio Largo, Inc., a company
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Mr. Palandjoglou is involved in textile manufacturing and

ranching in Argentina.He is a member of the Greater Houston

Builders Association.He holds a BS degree in chemical
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During 2004, the Audit Committee consisted of J. David Heaney, its Chairman, Carin M. Barth, Paul W. Hobby, Andres Palandjoglou, and Stanley D. Stearns, Jr.
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In 2004, the members of the Executive and Risk Committee were John W. Johnson, its Chairman, John B. Brock III, Ernest H. Cockrell, J. David Heaney, Walter E. Johnson, Paul B. Murphy, Jr., Andres Palandjoglou, Wilhelmina E. Robertson, Thomas F. Soriero, Sr., Stanley D. Stearns, Jr., and Barry M. Lewis.

Andres PalandjoglouCompany & Bank DirectorPresidentRio Largo, Inc.