Mr. Haywood A. Lane Jr.

Haywood A. Lane, Jr.
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Haywood A. Lane, Jr. (age 67) serves as BancShares Vice Chairman (since 2001) and is a Director of BancShares and the Bank (since 1979).He previously served as President of BancShares and the Bank (1997-2001).

Haywood A. Lane, Jr.
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Haywood A. Lane, Jr. (age 66) serves as our Vice Chairman (since 2001) and is a Director of BancShares and the Bank (since 1979).He previously served as President of BancShares and the Bank (1997-2001).
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Haywood A. Lane, Jr.Vice Chairman
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The 2002 amounts for Mr. Woodard and Mr. Lane consist entirely of the Bank's contributions to the Bank's Section 401(k) plan for their respective accounts.
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The estimated years of service and the estimated final average compensation as of December 31, 2002, for each of the named executive officers in the Summary Compensation Table above were as follows: Billy T. Woodard - 40 years and $172,000; and Haywood A. Lane, Jr. - 40 years and $172,000; Ernest W. Whitley, Jr. - 33 years and $160,990; and David E. Royal - 28 years and $157,900.
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The Bank is party to agreements with Billy T. Woodard and Haywood A. Lane, Jr. which provide that, upon the officers' retirement from full-time employment with the Bank, they will serve as consultants to the Bank and receive monthly payments ($8,738 for Mr. Woodard and $7,125 for Mr. Lane) for a period of ten years.
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The Bank is party to agreements with Billy T. Woodard and Haywood A. Lane, Jr. which provide that, upon the officers' retirement from full-time employment with the Bank, they will serve as consultants to the Bank and receive monthly payments ($8,738 for Mr. Woodard and $7,125 for Mr. Lane) for a period of ten years.

Haywood Lane
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HAYWOOD A. LANE, JR.President

"Welcome to Fidelity Bank online.
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Haywood LanePresident
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Haywood A. Lane, Jr. graduated from Campbell University with a Bachelor of Science in Business Administration.

He entered banking in 1963 and joined Fidelity Bank in 1966.Mr. Lane was promoted to Executive Vice President in 1977 and was elected to the Board in 1979.

Mr. Lane was named President of Fidelity Bank in 1997.

Mr. Lane will remain with Fidelity as vice chairman.

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"Haywood Lane's impact on the growth and vitality of Fidelity Bank is most significant," said Fidelity Bank Chairman and CEO Billy Woodard.