Mr. A. Thomas Hood

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  www.charleston.net/news/2009/feb/19/first_federal_halt_ - [Cached Version]
  Published on: 2/19/2009    Last Visited: 2/19/2009  

  "What we're trying to do is get folks who are having some problems with making their home payments â€" whether they're a month delinquent or a couple months delinquent or maybe they just lost a job â€" what we would like them to do is have folks come to us as early as possible and work our way through to a solution," said A. Thomas Hood, president and chief executive officer of First Federal.

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  www.firstfinancialholdings.com/2005pr0720.htm - [Cached Version]
  Published on: 7/20/2005    Last Visited: 12/12/2007  

  President and Chief Executive Officer A. Thomas Hood commented, "Results in our third quarter ended June 30, 2005 as compared with the comparable quarter ended June 30, 2004 reflect lower loan servicing fees as a result of changes in valuations of mortgage servicing rights.Remaining operations have been consistent with our expectations for the quarter.Despite the continuation of Federal Reserve policies intended to increase interest rates, during the third quarter of fiscal 2005 the Company's net interest margin of 3.34% remained fairly consistent with the most recent linked quarter ended March 31, 2005.Compared with the same quarter one year ago, the net interest margin declined only two basis points from 3.36%.Changes in the average balances of interest earning assets from the quarter ended June 30, 2004 to the current quarter ended June 30, 2005 included a $54.9 million increase in average loans while other average earning assets declined by $28.3 million."
  
  Hood continued, "Non-interest revenues were $1.4 million lower in the current quarter as compared to the third quarter of fiscal 2004.
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  Hood concluded.
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  NOTE: A. Thomas Hood, President and CEO of the Company, and Susan Baham, Executive Vice President and CFO of the Company, will discuss these results in a conference call at 10:00 AM (ET) tomorrow, July 21, 2005.

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  www.sec.gov/Archives/edgar/data/787075/0001226814-09-00 - [Cached Version]
  Published on: 1/22/2009    Last Visited: 1/29/2009  

  0001226814 HOOD A THOMAS 2440 MALL DRIVE NORTH CHARLESTON SC 29406 1 1 0 0 President and CEO

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  www.sec.gov/Archives/edgar/data/787075/0001144204-08-06 - [Cached Version]
  Published on: 12/12/2008    Last Visited: 12/13/2008  

  A. Thomas Hood
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  A. Thomas Hood has been the President and Chief Executive Officer of the Company since July 1, 1996. Mr. Hood had served as Executive Vice President and Chief Operating Officer of the Company from February 1, 1995 through June 30, 1996. Mr. Hood served as Treasurer of the Company and its Chief Financial Officer from 1984 until 1996. Mr. Hood was named President and Chief Executive Officer of First Federal effective February 1, 1995. Prior to that time, he had been Executive Vice President and Treasurer of First Federal since 1984. As President and Chief Executive Officer of the Company and of First Federal, Mr. Hood is responsible for the daily business operations of the Company and of First Federal under policies and procedures established by the Board of Directors. Mr. Hood joined First Federal in 1975.

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  www.postandcourier.com/news/2008/feb/17/foreclosure_cri - [Cached Version]
  Published on: 2/17/2008    Last Visited: 2/17/2008  

  "There (was) a real push nationally to increase homeownership, and there may have been some folks that we really encouraged to become homeowners that were not prepared to become homeowners," said Tom Hood, president of First Federal Savings and Loan Association of Charleston, which shied away from unconventional lending packages.

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  thinktec.org/advisoryboard.php - [Cached Version]
  Published on: 2/3/2009    Last Visited: 2/3/2009  

  Tom Hood, First Federal
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  Tom Hood, First Federal

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  www.postandcourier.com/news/2009/may/12/we_need_you_gra - [Cached Version]
  Published on: 5/12/2009    Last Visited: 5/12/2009  

  College graduates are inheriting a dangerous and broken world marked by a global financial system in turmoil, skyrocketing unemployment and loss of confidence in leadership at all levels of our nation and world, local businessman Tom Hood told Charleston Southern graduates.
  
  Squirewell
  
  Hood, president and CEO of First Financial Holdings Inc., gave the CSU commencement speech Saturday to 313 students receiving their degrees and thousands of friends and family at the North Charleston Coliseum.
  
  "Charleston Southern students, more than any other time in our history, we need you, the graduating class of 2009," said Hood, a past chairman of the Charleston Metro Chamber of Commerce.

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  www.sec.gov/Archives/edgar/data/787075/0001144204-08-06 - [Cached Version]
  Published on: 12/12/2008    Last Visited: 12/13/2008  

  A. THOMAS HOOD is President and Chief Executive Officer of First Financial and First Federal. Mr. Hood began his career with First Federal in 1975 and was named President and Chief Executive Officer of First Federal in February of 1995, and President and Chief Executive Officer of First Financial in July of 1996. He was elected to the Board of Directors in 1987. He is a graduate of The Citadel and is licensed as a Certified Public Accountant. Mr. Hood serves on the Board of the Charleston Education Network, a public education advocacy organization. He is also a member of the Focus Partners, a group focused on funding new initiatives in public education. He has served as a member of the Executive Committee and past Chairman of the Board of Directors of the Trident United Way (TUW).
  
  Mr. Hood is also involved in numerous professional and community organizations, including the Board of Directors of the Business Development Corporation of South Carolina. He also serves as a member and is Treasurer of the Trident CEO Council, is Chairman of the Charleston Regional Health Council and serves on the Board and Executive Committee and is past Chairman of the Charleston Metro Chamber of Commerce. He is also a director of The Education Foundation and the Charleston Metro Chamber of Commerce's BAC-PAC. He is also a past director of the Charleston Regional Development Alliance and he serves as a director for The Salvation Army where he is past Chairman of the Advisory Board and a recipient of the "Others" award. He previously served as a member of the Thrift Industry Advisory Committee, an advisory group to the Federal Reserve Board of Governors and as a member and Chairman of the Financial Institutions Accounting Committee, a national banking trade association committee.

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  www.charleston.net/news/2008/jan/18/banks_feel_real_est - [Cached Version]
  Published on: 1/18/2008    Last Visited: 1/18/2008  

  A. Thomas Hood, First Financial's president and chief executive officer, said the company, like many others, is monitoring credit trends in its loan portfolio as a result of the slowing real estate market and other economic factors.

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  www.postandcourier.com/news/2007/oct/24/first_financial - [Cached Version]
  Published on: 10/24/2007    Last Visited: 10/24/2007  

  A. Thomas Hood, First Financial's president and chief executive, said the lender fell short of its goals for the fiscal year.The target was to increase earnings per share by about 7 percent to 8 percent, Hood said.
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  The company is seeing some increases in delinquent loans, Hood said, but foreclosures amounted to just 0.2 percent of the bank's single-family residential loan portfolio.First Federal had 12 foreclosures valued at about $2 million during its 2007 fiscal year, Hood said.
  
  Hood predicted the current environment is likely to continue into the coming quarters.

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