Aaron Freedman

Should I Lock or Float? An Interview with Aaron Freedman, The Freedman Report Financial Advisor - Should I Lock or Float? An Interview with Aaron Freedman, The Freedman Report
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An Interview with Aaron Freedman, The Freedman Report
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Aaron Freedman is President and Chief Analyst of The Freedman Report, a company that provides daily float/lock recommendations, mortgage market analysis and live MBS pricing to loan originators. Aaron is also a busy public speaker and the author of numerous articles on the mortgage market.
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Aaron: Before I started as a loan originator at First Rate Financial in 2001 (Tim Braheem's company that he sold), I was a currency trader. Part of the training I received from my mentor (at First Rate) was a quick review of how interest rates were determined. He regularly watched the bond market.

With my background, I said, hey, I can do this and started to do my own analysis.

Karen: What happened next?

Aaron: In doing my own research, I told my mentor that I thought the rates would drop within the next 2 months and that he should not lock any loans.
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Aaron: My website went live in June 2005 and it's been a huge hit with loan originators.
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Aaron: My members have told me that they have tracked my predictions with other people who offer this service and they say it's more accurate than other services they have used.
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Aaron: Yes, and the accuracy rate has been 81% over the last 3 years.
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Aaron: I give them a clear, concise recommendation every day and never take a "neutral" position.
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Aaron: Market Alert, MBSQuoteline, Mortgage Market Guide and RateLink are a few of the other companies out there.
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Aaron: We don't try to be all things to all people.
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Aaron: Here's what I think will happen:
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Aaron: It will have an effect on housing prices and they will become more affordable for 1st time buyers.
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Aaron: There are 4 things I would recommend:
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Aaron: Sure, and I would also like to offer your subscribers a 30-day free trail so they can compare with the service they are currently using!

An Interview with Aaron Freedman, The Freedman Report
...
Aaron Freedman is President and Chief Analyst of The Freedman Report, a company that provides daily float/lock recommendations, mortgage market analysis and live MBS pricing to loan originators.Aaron is also a busy public speaker and the author of numerous articles on the mortgage market.
...
Aaron: Before I started as a loan originator at First Rate Financial in 2001 (Tim Braheem's company that he sold), I was a currency trader.Part of the training I received from my mentor (at First Rate) was a quick review of how interest rates were determined.He regularly watched the bond market.

With my background, I said, hey, I can do this and started to do my own analysis.

Karen: What happened next?

Aaron: In doing my own research, I told my mentor that I thought the rates would drop within the next 2 months and that he should not lock any loans.
...
Aaron: My website went live in June 2005 and it's been a huge hit with loan originators.
...
Aaron: My members have told me that they have tracked my predictions with other people who offer this service and they say it's more accurate than other services they have used.
...
Aaron: Yes, and the accuracy rate has been 81% over the last 3 years.
...
Aaron: I give them a clear, concise recommendation every day and never take a "neutral" position.
...
Aaron: Market Alert, MBSQuoteline, Mortgage Market Guide and RateLink are a few of the other companies out there.
...
Aaron: We don't try to be all things to all people.
...
Aaron: Here's what I think will happen:

Mild Recession by the end of the year!
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Aaron: It will have an effect on housing prices and they will become more affordable for 1st time buyers.
...
Aaron: There are 4 things I would recommend:
...
Aaron: Sure, and I would also like to offer your subscribers a 30-day free trail so they can compare with the service they are currently using!

Aaron FreedmanPresident9420 Reseda Blvd., Suite 830 , Northridge, CA 91324

Services include Aaron Freedman's daily report, featuring:
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Aaron Freedman | David Mozes | Don Greitzer | Brandon Seigel
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Aaron FreedmanPresident and Chief Analyst

As President and Chief Analyst, Aaron oversees the Freedman Report's operations and is directly responsible for our mortgage market analysis and float/lock recommendations.

His varied professional career spans the banking, finance, and mortgage industries.As a currency trader, Aaron learned how to analyze and predict financial market trends.In 2001, he became a loan officer for a major mortgage brokerage firm.

After repeatedly seeing associates miss out on extra profits due to incomplete information or poor advice on when to lock or float their loans, Aaron decided to develop a better system for analyzing and forecasting mortgage market pricing.In 2003, he began writing what would become the Freedman Report.Originally distributed strictly to co-workers, word spread quickly about the uncanny accuracy of Aaron's forecasts.Requests to be included in the distribution list poured in from mortgage brokers throughout the country.Two years later, Aaron created this web site and made the Freedman Report available to all mortgage originators.

Now recognized as an industry expert, Aaron writes a weekly column on the mortgage market for www.BrokerNewswire.com and provides weekly mortgage market commentary on www.MortgageMediaMag.com.He has also written multiple articles that have appeared in Mortgage Originator Magazine.

Aaron is also extremely involved in his community.For the past 10 years, he has coached AYSO soccer and actively supported local high school athletic programs.Also an avid soccer player, his men's league teams have made the finals 6 of the last 8 years.In 2004, Aaron teamed with Freedman Report CEO David Mozes to raise $5,000 for a prominent charity, through sponsorships of their participation in a half-marathon.
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Aaron has a Bachelor of Science degree in Finance and Economics from California State University at Northridge.