Mr. John M. Floyd

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  kansas.dbusinessnews.com/shownews.php?newsid=180495&typ - [Cached Version]
  Published on: 4/1/2009    Last Visited: 4/1/2009  

  "We are pleased to have the expertise of these three professionals on-board to provide our clients with sound recommendations for improving performance and profitability," said John M. Floyd, JMFA chairman and chief executive officer.

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  www.wsbt.com/news/local/10248436.html - [Cached Version]
  Published on: 10/4/2007    Last Visited: 10/5/2007  

  Retired South Bend Police Officer John Floyd was home and suffered severe burns.He died a few days later.

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  manufacturing.dbusinessnews.com/shownews.php?newsid=184 - [Cached Version]
  Published on: 6/12/2009    Last Visited: 6/12/2009  

  "In today's challenging economic times, consumers have come to expect services from their financial institutions that provide stability and peace of mind," says JMFA Chairman and CEO John M. Floyd.

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  www.mycbaa.com/Content/NavigationMenu/Events/CBAA2007An - [Cached Version]
  Published on: 1/1/2007    Last Visited: 8/12/2007  

  Adams Life Insurance Co. | Bradley, Arant, Rose & White | CBAA Services, Inc. | FundsXpress Financial Network | John M. Floyd & Associates| Harland Company| Life of the South

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  www.lcul.com/Headline_News_102.html?article_id=591 - [Cached Version]
  Last Visited: 2/1/2009  

  "In today's challenging economic times, credit unions are looking for ways to remain profitable and maintain high levels of member services," said JMFA CEO John M. Floyd. "At the same time, their members are looking for services that provide them with financial stability."
  
  Floyd explained that JMFA OVERDRAFT PRIVILEGE® is a win-win solution; helping credit unions improve their bottom line while providing their members with a cost-effective service that helps them avoid the embarrassment and added expense of paying merchant penalties for NSF checks.

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  www.prnewswire.com/cgi-bin/stories.pl?ACCT=104&STORY=/w - [Cached Version]
  Published on: 9/21/2004    Last Visited: 9/21/2004  

  "The public is demanding value-added services like overdraft privilege," says CEO John M. Floyd, the originator of automated overdraft programs 16 years ago.
  
  "This discreet service avoids the embarrassment of accountholders 'making good' on a check with a valued retailer or creditor.Neither the accountholder nor the merchant loses time or productivity in straightening out an NSF (insufficient funds) mess," Floyd said.
  ...
  "I'm convinced our relationship with Floyd will help credit unions implement consumer-friendly programs.
  
  "The NSF and overdraft fee are typically the same, with JMFA's overdraft program effectively redirecting fee income to the credit union from those members that already utilize and pay credit cards, payday lenders, check cashers, etc. for short-term assistance," he observed.
  ...
  "JMFA's overdraft privilege program is nondiscriminatory and guaranteed to be 100% compliant with federal and state regulations, as well as with recently suggested changes," Floyd emphasized.
  ...
  Floyd has been speaking from coast to coast this past year emphasizing the multiple benefits of overdraft programs, as well as the unfair practices endemic to the implementation, marketing and management of some overdraft programs.He has addressed regulators, consumer groups and financial executives, noting that some bounce or courtesy pay programs are discriminatory, over-promote the service, under-educate consumers on its use and base overdraft limits on a "mystery matrix."
  ...
  John M. Floyd, CEO, John M. Floyd & Associates, Houston, 800-809-2307 or
  
  281-358-4026; Web site: http://www.OverdraftPrivilege.org ; e-mail,
  
  John.Floyd@jmfa.com

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  www.midsouthnews.com/apps/pbcs.dll/article?AID=/2008081 - [Cached Version]
  Published on: 8/19/2008    Last Visited: 8/19/2008  

  This industry has a great demand for skilled masons, company founder John Floyd said.
  ...
  "These are great jobs," said Floyd, a 1978 Oakland graduate."It was dear to my heart to give back to the school I graduated from."
  
  Floyd said his company pursued this project on behalf of another sponsor, the Rutherford County Home Builders Association.Ole South Properties Vice President Joe Morgan oversaw construction of the building, Floyd added.
  ...
  Building skills such as brick laying can lead to a good career for many students regardless if they have ability to complete a college education, Floyd said.
  
  "We felt it was time to bring back the vocational programs to our school," Floyd said.

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  www.midsouthnews.com/apps/pbcs.dll/article?AID=/2008081 - [Cached Version]
  Published on: 8/15/2008    Last Visited: 8/15/2008  

  This industry has a great demand for skilled masons, company founder John Floyd said.
  ...
  "These are great jobs," said Floyd, a 1978 Oakland graduate."It was dear to my heart to give back to the school I graduated from."
  
  Floyd said his company pursued this project on behalf of another sponsor, the Rutherford County Home Builders Association.Ole South Properties Vice President Joe Morgan oversaw contruction of the building, Floyd added.
  ...
  Building skills such as brick laying can lead to a good career for many students regardless if they have ability to complete a college education, Floyd said.
  
  "We felt it was time to bring back the vocational programs to our school," Floyd said.

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  www.cues.org/pls/cuesp/!cues1.main?section_id_in=306948 - [Cached Version]
  Published on: 11/12/2002    Last Visited: 4/24/2005  

  John Floyd, CEO/founder of John M. Floyd & Associates Inc., a financial services consulting firm in Houston, says that "strong central credit control and support" is very important.
  
  "If you want the loan officers to produce, they should be relieved of the busy work," says Floyd.
  
  And, he adds, "All support people should be incented as long as they are not part of the credit decision."
  
  Don't Aim Too High

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