Matthew R. Etzler

June - Insurance Options in Tehama County featuring Matt Etzler

Matthew Etzler, Managing Partner from Etzler Financial Services, presented at the June 3, 2004 meeting.

This meeting is sponsored by Matt Etzler of Etzler Financial Services.

It's more important than ever to provide comparative information that is representative of benefits offered by other employers in our geographic area," said Matt Etzler, Managing Partner of Etzler Financial Services.

Etzler receives certification for retirement counseling

By CHERYL BRINKLEY-DN Staff Writer

Matthew R. Etzler has been awarded the designation of Certified Retirement Counselor by the International Foundation for Retirement Education, an independent source of information and educational programs concerning retirement issues.

"It took a lot of education," Etzler said.
...
"Our goal is to stay on top of the changes, "Etzler said."We want to continue to provide financial service to the public by understanding the public's needs in regards to retirement."

For Etzler, a financial planner with Etzler Financial Services, the CRC designation complements a number of advanced professional designations including Certified Financial Planner, Registered Financial Consultant, and Accredited Tax Preparer.

Etzler earns four stars

Paladin announced that Matthew R. Etzler of Etzler Financial Advisors, LLC in Red Bluff, has been awarded a four star rating and been admitted to the Paladin Registry.

That is the information brought to the Red Bluff City Council by Matt Etzler of Etzler Financial Services.
...
Etzler briefly explained to council members the reasons for the increasing costs.

"People living longer, rising medical costs, and the higher demand for medical care keeps pushing the cost up, not to mention the cost of prescription medications," Etzler said.
...
"Insurance companies negotiate rates with providers, doctors and hospitals," Etzler said."An agreement is reached as to what the provider will charge and what the insurance company will pay.Only those who come to an agreement are the ones available in an area."

"Insurance companies actually pay less to a provider than an individual without insurance," Etzler said.

Since this is a rural area, there is no competition of insurance companies, Etzler added.

"There are only three companies in this area and they are Blue Cross, Blue Shield and Principal," Etzler said."There could be other insurers out there for the citizens of Tehama County, but it would depend on whether they would want to go to Redding, Chico or even farther for medical care."

It's all guess work, Etzler added when speaking of rate determinations."Ages of the policy holder, and dependents is looked at.Insurers look back at previous experiences and costs and then project the future."

It would be ideal if there was consumer-directed health care where consumers become more aware of the actual cost of their care, but the system is not in place to facilitate this at the present time, according to Etzler.

"Consumers need to look at an itemized billing, (you do have the right to ask for this), and ask questions," Etzler said.
...
"Funding will come from employers and employees," Etzler said.

Pursuant to Section 512(c)(2) of the Copyright Act, EFA designates the following agent to receive notifications of claimed infringement: Matthew R. Etzler, Etzler Financial Advisors, LLC, P.O. Box 100, Red Bluff, California 96080; fax: (530) 527-5237; info@etzlerfinancial.com.