Kay Dunham This is Me

Education

 View all 55 references Web References

1. 1. www.felinedesigninc.com

   www.felinedesigninc.com/story_ - [Cached]

   Published on: 5/2/2007   Last Visited: 5/2/2007

   Kay Dunham, a financial advisor with Wachovia Securities, said the biggest mistake people make in planning for retirement, early or otherwise, is not starting early enough.
   
   "There have been 50-year-olds who have come to me and want to retire early at 55," she said. "But by then it's too late."
   
   Retirement planning should start with your first job and at least 10% of your pay should go to that plan. Dunham said even college students who are working part-time should try to put away at least 3 to 4 percent of their pay.
   
   "Start very young and pay yourself every paycheck. At the highest level max out the contributions to your employee plan, then always have an IRA as well and then a regular savings plan and contribute to them every year," Dunham said. "Pay yourself first by automatically deducting money out of your paycheck.
   ...
   Dunham believes that someone making $150,000 a year can easily live on 75 percent of their pay, but someone making $40,000 will find it to be more of a stretch.
   ...
   Around 1997 and 1998 Dunham met with numerous clients who planned to retire young within 5 or 6 years. After the crash, she doesn't see too many people interested in early retirement anymore.
   
   "They didn't get in quickly enough to preserve their money," she said. "The one thing you must do if you are planning on early retirement is to diversify."
   
   Dunham is also an advocate for living beneath your means, keeping track of your expenses, developing good money handling skills and staying away from high-interest credit cards. Cars and homes being an exception, she said that if you can't pay cash for something you don't need it.
   
   The benefit of early retirement, said Dunham is the opportunity to live your dreams.
   ...
   The reason for this, Dunham said, was that men, in general, spend their workdays in a structured environment.

2. 2. The Stock Game: Brokers vs. the S&P 500

   www.rgj.com/news/stories/html/ - [Cached]

   Published on: 3/1/2003   Last Visited: 3/2/2003

   By Kay Dunham, Raymond Gonzalez, Howard W. Cunningham and Clifton C. Maclin Jr.
   ...
   Kay Dunham is a financial adviser at Wachovia Securities, 100 W. Liberty St., Suite 100, Reno; (775) 786-4500.
   
   Stock: Raytheon
   
   Ticker/exchange: RTN/NYSE
   
   Rating: Strong Buy

3. 3. First WallStreet Financial Advisors

   www.firstwallstreet.net/Commun - [Cached]

   Published on: 9/30/2006   Last Visited: 11/30/2007

   Kay Dunham:
   
   Board Member - Trinity Church Endowment Board of Directors: "Add the biblical passage, `,in Christ, God was reconciling the world to himself,and entrusting the message of reconciliation