Tim Decker

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  www.isifinancialgroup.com/whatwedo.asp?SPID=18772&Title - [Cached Version]
  Published on: 5/24/2009    Last Visited: 5/24/2009  

  Personal Profile of Tim Decker, President of ISI Financial Group, Inc.
  
  After attending Grace College of the Bible in Omaha, Nebraska, Tim Decker moved here to Central Pennsylvania. Starting from nothing, Tim co-founded ISI Financial Group, Inc.in 1985. Tim is the owner and sole stockholder of ISI Financial Group, Inc.
  
  With hard work, integrity, and a genuine concern for his clients, Tim built ISI into a stable and reputable financial advisory firm managing millions for clients. Tim provides guidance in the areas of investment management, retirement planning, and tax-reduction strategies, as well as recommendations in the areas of business and estate planning. Simply put, Tim maximizes financial security for his clients and the loved ones who depend on them.
  
  Along with the value of being independent, Tim has a sincere, "Sleep Well at Night" approach to financial management that clients value. Tim completely understands that trust and confidence are the foremost factors in his relationship with clients. And knowing that Tim invests his own money in the same investment vehicles, his clients really do "sleep well at night."
  
  Professional Accomplishments
  
  In 1999, Tim was named one of Central Pennsylvania's "Forty Under 40" award winners. This award, presented by the Central Penn Business Journal, recognizes forty of the region's most dynamic business leaders under the age of 40 for their commitment to business growth, professional excellence and their community - people who will shape the future of Central Pennsylvania.
  
  In 1991 and 1992, Tim was selected as an Honored Member of "Who's Who in Leading American Executives. He was named to Fidelity Investments Advisor Council in 1994, 1995 and 1999. In 2008, the Central Penn Business Journal ranked ISI Financial Group among the Top 10 Money Managers in Central Pennsylvania. In recent years, Tim has been quoted several times in the Wall Street Journal. n January 2008, Tim's much-anitcipated book, "The Sleep-Well-at-Night Investor," was published and he hosted book signings at Borders bookstores in Harrisburg and Lancaster. Tim is also a member of the Financial Planning Association.
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  , Tim is always looking for ways to provide the people in
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  Tim can be heard every Saturday at 1:00 pm on WHP 580 AM providing financial guidance and answering questions from callers on his radio talk show "Financial Freedom."
  
  Tim also speaks frequently at church groups, charitable organizations and social functions, as well as seminars for tax accountants and corporations. He has presented seminars for: Manheim Township Parks and Recreation Department, Susquehanna Valley Chapter of AARP, Golden Agers Retirement Organization, Elizabethtown College Institute for Learning in Retirement and West Shore Recreation & Leisure Services.

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  www.inkair.com/trends/trends_nov07.html - [Cached Version]
  Published on: 11/1/2007    Last Visited: 6/30/2008  

  Tim Decker, President, ISI Financial Group, Lancaster, PA, is a fee-only financial advisor providing comprehensive financial advice and retirement planning.He is the author of the soon to be released book "The Sleep At Night Investor".He can be reached at 800-342-5474.His radio show "Financial Freedom" can be heard every Saturday at 2:00 pm on WHP 580 AM providing financial guidance and answering questions from callers.

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  www.kiplinger.com/features/archives/2008/06/krr_create_ - [Cached Version]
  Published on: 6/25/2008    Last Visited: 9/15/2008  

  "It forces them to make some decisions," says Tim Decker, president of ISI Financial Group, in Lancaster, Pa.
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  "You'll be able to ride those times out, as long as the fixed amount is low enough," says Decker.

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  www.inkair.com/trends/trends_mar08.html - [Cached Version]
  Published on: 3/1/2008    Last Visited: 6/30/2008  

  Tim Decker, President, ISI Financial Group, Lancaster, PA, is a fee-only financial advisor providing comprehensive financial advice and retirement planning.He is the author of the soon to be released book "The Sleep At Night Investor".He can be reached at 800-342-5474.His radio show "Financial Freedom" can be heard every Saturday at 2:00 pm on WHP 580 AM providing financial guidance and answering questions from callers.

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  www.inkair.com/trends/trends_oct07.html - [Cached Version]
  Published on: 10/1/2007    Last Visited: 6/30/2008  

  New Book: "The Sleep Well At Night Investor" by Tim DeckerMedia Review Copy of New Book Available Soon
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  Tim Decker, President, ISI Financial Group, Lancaster, PA, is a fee-only financial advisor providing comprehensive financial advice and retirement planning.He is the author of the soon to be released book "The Sleep At Night Investor".He can be reached at 800-342-5474.His radio show "Financial Freedom" can be heard every Saturday at 2:00 pm on WHP 580 AM providing financial guidance and answering questions from callers.

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  www.centralpa.org/3social.html - [Cached Version]
  Published on: 5/31/2007    Last Visited: 5/31/2007  

  Timothy J. Decker, president of ISI Financial Group in Lancaster, says those for whom social issues are a factor when investing include nonprofit religious organizations whose faith dictates a pacifist philosophy, such as those connected with the Mennonite community."They are more conscious of faith and so will not support companies investing in anything having to do with abortion or nuclear power," Decker explains.
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  "Any experienced financial advisor will know exactly what you're talking about and will have information available," says Decker.

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  www.401kservicesolution.com/locateppc.htm - [Cached Version]
  Last Visited: 11/7/2008  

  Tim Decker, PPCISI Financial Group, Inc. President

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  April 2007 - [Cached Version]
  Published on: 4/1/2007    Last Visited: 6/30/2008  

  Tim Decker, President, ISI Financial Group, Lancaster, PA, is a fee-only financial advisor providing comprehensive financial advice and retirement planning.He can be reached at 800-342-5474.His radio show "Financial Freedom" can be heard every Saturday at 2:00 pm on WHP 580 AM providing financial guidance and answering questions from callers.
  
  Reverse Mortgages Will Become HUGE!!
  
  The biggest banks in the country are entering this business and already have announced fixed rates as low as 6.2% for the lifetime of borrowers.

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  Central PA Magazine - WITF's Monthly Magazine - [Cached Version]
  Published on: 5/25/2006    Last Visited: 5/25/2006  

  How do you find the right person in the alphabet soup of financial planners? ,More people would almost prefer going to a dentist,s office than going to a financial planner and getting their finances reorganized,, says Tim Decker, president and owner of ISI Financial Group, Inc., in Lancaster (and Dr. Manna would probably agree).
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  The mix balances the inevitable ups and downs. ,If you have a diverse portfolio, all declines are temporary, and the advances are permanent,, Decker says.
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  Many retirees fear outliving their means, especially as life spans stretch, Decker says, so they endure a silent voice asking if they can afford the restaurant meal or the long vacation.A financial plan can actually ease those worries and reveal possibilities.
  
  Decker recalled one couple in their mid-60s who came to him with the nagging fear that their money wouldn,t last.They wanted enough to live on, travel and contribute to their church.Using very conservative estimates of longest lives and lowest returns, he found that they would achieve their goals and leave an estate as high as $2 million.Their biggest worry, it turned out, was keeping their taxes down.He urged them to take a long-postponed trip.
  
  That kind of financial knowledge is liberating, Decker points out. ,Without setting objectives, you can,t do that,, he says. ,You can,t put a price tag on that.,

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  Family Finances - [Cached Version]
  Published on: 3/6/2000    Last Visited: 10/2/2000  

  Take a notepad along with you wherever you go and write down every bit of money you spend for the next two months, suggests Tim Decker, president and CEO of ISI Financial Group, financial advisors with offices in Lancaster and Camp Hill.This will help you give yourself what Decker calls a financial physical..
  
  We all have perceptions of what we think we are spending, Decker says.If you use this method to create a basic balance sheet - money coming in on one side, money going out on the other - you will probably be surprised.The experience of doing this is a real eye-opener for people..
  
  Decker says when you know where your money is going, you will see easy ways to cut back on expenses and save money.He suggests you determine an amount that you pay yourself each month and put that away in savings - even before you pay your bills.
  
  Most people figure they will put away some amount from what be left after all the bills are paid, Decker says.I advise people to put it away first, make it a priority and do it every month..
  
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  Financial advisor Tim Decker suggest you look at it as simply that and look around for the best deal.
  
  You should shop your insurance coverages around at least once every three years, he says.Consider using the same company for both your car and homeowners insurance for a multi-policy discount.Discuss your situation with a good insurance agent and do not get talked into over-insuring..
  
  Decker says that for most parents with children at home, a good, inexpensive, term-life insurance policy is all that be needed.
  
  Talk can be cheap.
  
  With deregulation of phone company monopolies, you can choose the right long-distance and local carrier for your family's needs.Pick and pay for only those services you need.If you call almost exclusively within your hometown, basic local calling service may save you as much as $ 200 a year in unneeded services and charges.
  
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  Taxes are the single biggest expense we all have in our lives, says Tim Decker.I strongly encourage families to locate a good tax advisor, not just someone who can fill out tax forms.Find someone who will sit down with you and tell you what you might do differently to minimize your tax burden.
  
  You should think of it as an investment and not an expense, Decker adds.A good tax advisor may be able to help you save money you can put elsewhere..

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