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  1. 1. seattletimes.nwsource.com
    seattletimes.nwsource.com/html - [Cached]

    Published on: 11/26/2007   Last Visited: 11/27/2007

    "I do regift, and I expect people to regift things that I give them and not feel bad about it," says Shirley Dean, regional education director for Consumer Credit Counseling Services, an MMI affiliate.
    ...
    But Dean, the credit counselor, says regifting can serve a serious purpose: making others feel good without spending a lot of money.

    The National Retail Federation estimates that the average consumer will spend almost $800 on her loved ones and $100 on herself this holiday season.Dean says many of them will end up drowning in debt.

    "Advertising, marketing and the media convey to us the need to spend a lot of money to make the holidays perfect," she says.
  2. 2. www.eatingdisordersassociation.org
    www.eatingdisordersassociation - [Cached]

    Published on: 11/21/2007   Last Visited: 11/28/2007

    Seattle Times - Regifting has the blessing of credit counselors at Money Management International, who tout it as a ... says Shirley Dean, regional education director for Consumer Credit Counseling ... Dean says many of them will end up drowning in debt."Advertising ...
  3. 3. newsarchives
    www.bankruptcymedia.com/bkfind - [Cached]

    Last Visited: 4/12/2007

    The main reasons for debtor misery are "low savings rates, catastrophic illnesses, loan borrowings and real estate foreclosures," according to Shirley Dean, spokeswoman for Consumer Credit Counseling Services of the East Bay, a division of Money Management International.

    "People are being pulled into the real estate market, but they can't handle the ready credit, the interest-only loans and variable rates," Dean said.

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