Morris Dailey

"The adjusters want you to settle quickly because he gets paid when you settle," said Morris Dailey, an associate professor of pathology at University of Iowa, whose home at 601 Normandy Dr., Iowa City, was damaged by flood water.

"Don't succumb to the pressure" is his advice.Don't settle too quickly.Demand answers and expect to make multiple rounds of phone calls and e-mails to get information," he said.

That makes Jennifer King feel like she's "running in circles and not getting anywhere."

"It hard not to get bitter," said King.The $60,000 offer her insurance company made isn't nearly enough to repair the damage to her family's 1954 single-story home at 1844 Eighth St. NW.The water line, she pointed out, was on the roof.
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Dailey, the UI professor, knows the feeling.

"I think I'm typical of many people in that I'm pretty good at analyzing data, but there isn't enough information to make an informed choice," he said.

Even if his insurance company pays him the $40,000 limit on his coverage, it won't be enough to repair the damage to his Normandy Drive house that's assessed at $220,000.

On Sunday, the Iowa River began to encroach onto backyards of Iowa City residents like Morris Dailey.Dailey, a University of Iowa medical professor who sustained about $60,000 in property damage in the 1993 floods, wasn't optimistic sandbags would save his house entirely if more rain forces officials to release more water from the Coralville Reservoir into the Iowa River.

Jeff Hicks of Iowa City's engineering division measured sandbag levels Sunday to ensure Dailey and other Normandy Drive residents were blockading to 652 feet above sea level, a foot higher than the federally designated flood-plain mark.

Many with flood insurance say they feel pressured to make decisions quickly, decisions they know will affect their lives for years to come. "The adjusters want you to settle quickly because he gets paid when you settle," said Morris Dailey, an associate professor of pathology at the University of Iowa, whose home at 601 Normandy Dr., Iowa City, was damaged by floodwater. "Don't succumb to the pressure" is his advice. Don't settle too quickly. Demand answers and expect to make multiple rounds of phone calls and send multiple e-mails to get information, he said. That makes Jennifer King feel like she's "running in circles and not getting anywhere."
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Many with flood insurance say they feel pressured to make decisions quickly, decisions they know will affect their lives for years to come. "The adjusters want you to settle quickly because he gets paid when you settle," said Morris Dailey, an associate professor of pathology at the University of Iowa, whose home at 601 Normandy Dr., Iowa City, was damaged by floodwater. "Don't succumb to the pressure" is his advice. Don't settle too quickly. Demand answers and expect to make multiple rounds of phone calls and send multiple e-mails to get information, he said. That makes Jennifer King feel like she's "running in circles and not getting anywhere."
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Many with flood insurance say they feel pressured to make decisions quickly, decisions they know will affect their lives for years to come. "The adjusters want you to settle quickly because he gets paid when you settle," said Morris Dailey, an associate professor of pathology at the University of Iowa, whose home at 601 Normandy Dr., Iowa City, was damaged by floodwater. "Don't succumb to the pressure" is his advice. Don't settle too quickly. Demand answers and expect to make multiple rounds of phone calls and send multiple e-mails to get information, he said. That makes Jennifer King feel like she's "running in circles and not getting anywhere."
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Many with flood insurance say they feel pressured to make decisions quickly, decisions they know will affect their lives for years to come. "The adjusters want you to settle quickly because he gets paid when you settle," said Morris Dailey, an associate professor of pathology at the University of Iowa, whose home at 601 Normandy Dr., Iowa City, was damaged by floodwater. "Don't succumb to the pressure" is his advice. Don't settle too quickly. Demand answers and expect to make multiple rounds of phone calls and send multiple e-mails to get information, he said. That makes Jennifer King feel like she's "running in circles and not getting anywhere."

Morris O. Dailey, Ph.D., M.D.Associate ProfessorPathology & MicrobiologyProgram 1: Cancer Immunology and Immunotherapy