Mr. Paul Cole Jr.

The Board of Directors has proposed the following nominees for election as Directors with terms expiring in 2010 at the Annual Meeting: Dr. J. J. Booker, J. Richard Chambers, Paul Cole, Jr., B. L. Jackson, Jr., Robert M. Jones, Jr., Samuel V. Jones, Marshall S. Miller, Charles A. Peters, John H. Shott,
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Paul Cole, Jr.

/s/ PAUL COLE, JR
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Paul Cole, Jr., Director

The Board of Directors has proposed the following nominees for election as Directors with terms expiring in 2003 at the Annual Meeting: Paul Cole, Jr., Eustace Frederick, B. L. Jackson, Jr., Robert M. Jones, Jr., Marshall S. Miller, Charles A. Peters, C. E. Richner, Byron K. Satterfield, John H. Shott, Scott H. Shott, Walter L. Sowers, Wm.
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Paul Cole, Jr. President, Cole Motor Company and Cole Chevrolet - Cadillac; Director of FIRST CENTURY BANKSHARES INC since 1998.
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(1) Includes 21,000 shares owned of record by Mr. Cole.Also, includes 500 shares owned of record by Mr. Cole's wife.

The Board of Directors has proposed the following nominees for election as Directors with terms expiring in 2009 at the Annual Meeting: Dr. J. J. Booker, Paul Cole, Jr., Eustace Frederick, B. L. Jackson, Jr., Robert M. Jones, Jr., Samuel V. Jones, Marshall S. Miller, Charles A. Peters, John H. Shott, Walter L. Sowers, Wm.
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Paul Cole, Jr.