Mr. Timothy W. Clark This is Me

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1. 1. GARP : Risk News : Risk eNews Article

   www.garp.com/risknews/newsfeed - [Cached]

   Published on: 6/6/2005   Last Visited: 6/30/2005

   Author: Timothy W Clark
   ...
   life insurance industry has taken solid strides in improving risk management, which has nicely served to counteract many of the traditional and fresh pressures that this sector faces," explained Standard & Poor's credit analyst Timothy Clark.

2. 2. The National Press Foundation - Programs

   www.nationalpress.org/programs - [Cached]

   Last Visited: 6/26/2008

   Speakers: Timothy Clark, Standard & Poor's

3. 3. S&P Revises Great-West Lifeco Outlk to Neg

   biz.yahoo.com/bw/021004/40206_ - [Cached]

   Published on: 10/4/2002   Last Visited: 10/4/2002

   "Standard & Poor's has some concern over the potential for adverse change to both earnings and revenue growth in the company's U.S. employee benefits and retirement services segments due to the intense competition seen within these sectors, the soft global equity markets, and the continuing weakness seen within the U.S. economy," said Standard & Poor's credit analyst Timothy Clark.
   
   The ratings are based on Great-West Life's very strong business position reflected by its very strong franchise in the Canadian individual and group insurance markets as well as the U.S. employee benefits market.
   
   Great-West's consolidated operating performance has been extremely strong and its overall capital adequacy is considered to be very strong by Standard & Poor's and consistent with the rating band.The operating companies benefit from a liability structure that is somewhat lower risk and an investment portfolio that is very high in quality.
   
   Great-West Life's investment portfolio is viewed as very strong.Both the Canadian and the U.S. operations invest with the objective of achieving strong current investment returns, with asset portfolios characterized by highly liquid fixed-income investments and low allocations to mortgages, real estate, and common stocks.
   
   ...
   Timothy W. Clark, 212/438-7182