Leigh Canfield This is Me

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1. 1. Gap Between Life and Disability Coverage  The statistics are clear

   www.jpierce.com/articles/Criti - [Cached]

   Published on: 4/2/2007   Last Visited: 9/27/2007

   "Critical illness insurance does include most of what can happen to people," says Leigh Canfield, director of diversified marketing operations for UNUM Corp in Portland, Maine.
   
   Do You Need Critical Illness Insurance? That Depends.
   ...
   Likewise, companies will generally pay out on a critical illness policy regardless of your health insurance, Canfield of UNUM says.
   ...
   A typical 38-year-old nonsmoking man would pay about $15 a month for a $30,000 policy, Canfield says.

2. 2. health insurance - Critical illness insurance may fill the gap between life and disability coverage

   www.channelpoint.com/irc/clien - [Cached]

   Published on: 9/13/2000   Last Visited: 9/13/2000

   Critical illness insurance does include most of what can happen to people, says Leigh Canfield, director of diversified marketing operations for UNUM Corp in Portland, Maine.
   
   Do you need critical illness insurance? That depends.
   
   Insurance sellers tout critical illness coverage as something that can fill a gap between disability insurance and life insurance. Life insurance pays out when you die ; disability insurance pays out over time when you suffer a disabling illness or injury that prevents you from returning to work, and it can replace only a percentage of your lost wages.
   
   ...
   A typical 38-year-old nonsmoking man would pay about $ 15 a month for a $ 30, 000 policy, Canfield says. A woman would pay just $ 4.80 a month. For smokers, the rates double.
   
   Premiums are typically higher for men because they have a higher incidence heart attack, stroke, and other illnesses.
   
   Policyholders pay until termination age, payout of the policy, or cancellation.

3. 3. GE Center for Financial Learning

   www.financiallearning.com/ge/a - [Cached]

   Published on: 11/26/2000   Last Visited: 1/19/2002

   "Critical illness insurance does include most of what can happen to people," says Leigh Canfield, director of diversified marketing operations for UNUM Corp in Portland, Maine.
   
   Do you need critical illness insurance? That depends.
   
   Insurance sellers tout critical illness coverage as something that can fill a gap between disability insurance and life insurance. Life insurance pays out when you die; disability insurance pays out over time when you suffer a disabling illness or injury that prevents you from returning to work, and it can replace only a percentage of your lost wages.
   
   ...
   Likewise, companies will generally pay out on a critical illness policy regardless of your health insurance, Canfield of UNUM says. "Critical illness insurance is supplemental; you won't be penalized."
   
   Voice of dissent
   
   A major consumer advocacy group, however, is downright opposed to sales of critical illness policies.
   
   ...
   A typical 38-year-old nonsmoking man would pay about $15 a month for a $30,000 policy, Canfield says. A woman would pay just $4.80 a month. For smokers, the rates double.
   
   Premiums are typically higher for men because they have a higher incidence heart attack, stroke, and other illnesses.
   
   Policyholders pay until termination age, payout of the policy, or cancellation.