Doug Bruce This is Me

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1. 1. travelactive.com

   travelactive.com/myagent/about - [Cached]

   Published on: 7/1/2008   Last Visited: 7/1/2008

   Earlier in the day, Doug Bruce, senior economist with the Canadian Federation of Independent Business, told a seminar that a survey of the lobby group's K-W-area members found that 53 per cent of 283 respondents expect their business to perform "stronger" during 2001.
   
   Another 41 per cent said they expect their business performance to be the same as last year and six per cent said they expected a weaker performance.
   
   The survey results are considered accurate within a range of 5.8 per cent, plus or minus, 19 times out of 20.
   
   The figures were part of a larger survey done between Feb. 27 and March 26 and Bruce said the results showed the K-W area had the "highest business confidence" level in Ontario.
   
   By comparison, a stronger performance in 2001 was anticipated by just 44 per cent of Toronto-area respondents and by 48 per cent of respondents across southwestern Ontario.

2. 2. .:CFIB -> Business Succession — Symposium

   www.fcei.ca/success/symposium. - [Cached]

   Published on: 12/11/2007   Last Visited: 12/11/2007

   Doug Bruce, Director of Research, CFIB
   ...
   Doug Bruce, Director of Research, CFIB (moderator)

3. 3. www.investinhamilton.ca

   www.investinhamilton.ca/public - [Cached]

   Published on: 4/1/2008   Last Visited: 6/29/2008

   Doug Bruce, Director of Research with the Canadian Federation of Business agrees: "If you don't have proper insurance, there could be a suit and you could be out of business."
   
   Claims and lawsuits are rising
   ...
   Doug Bruce counsels small business owners to do two things to prevent finding out they either aren't eligible for insurance or the insurance rates aren't affordable:
   
   "One piece of advice I would give to a business owner in a start-up is to find out what insurance is going to cost you before you start selling to foreign markets," says Bruce.For example, if you're a chair manufacturer, customers in the U.S. are more likely to sue if your chair breaks.So maybe if you expand into the U.S. your insurance agency will not continue to insure you, he points out.Or an increase in the cost of your insurance could make it unreasonable for you to expand into that market. Another piece of advice: look at your insurance policy at least 90 days before it's renewal date.If there are any issues with it, you are going to need time to research and deal with them, he advises.And you'll want to know well in advance if there are huge rate increases.One way around that is to opt for a higher deductible, he says. Finally, Bruce also advises small business owners to get a broker, who can shop around for the best deal.