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Employment History

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 Web References

  1. 1. money.lycos.co.uk
    money.lycos.co.uk/lycos/articl - [Cached]

    Published on: 3/2/2007   Last Visited: 3/2/2007

    Kelly Foster lives with her fiancé Mark Best in Castle Donnington, near Derby.
    ...
    Kelly, 25, works as a post officer for Royal Mail and earns £16,000 a year, while 33-year-old Mark is an imports clerk for DHL and earns £22,000 a year.
    ...
    "We'd like to pay off our mortgage as soon as possible and look into buying a second property for investment purposes," explains Mark.
    ...
    This comprehensive policy will cost Mark and Kelly a monthly premium of around £53.92 each.
    ...
    Basi advises Mark to review his personal equity plan with M&G.
    ...
    As Mark and Kelly want to save for their child's education, Basi recommends a savings plan from the Children's Mutual.
    ...
    Basi also says that come July, Mark and Kelly should set up a child trust fund (CTF).
    ...
    Next on the agenda is Mark and Kelly's retirement planning. Mark contributes £18 a month - equal to 3% of his salary - to a company pension with DHL, who contribute a further 5%. He also contributes £100 a month to a Free Standing Additional Voluntary Contribution (FSAVC) plan.

    FSAVCs are basically a method to allow members of company defined benefit pension schemes to save extra money towards retirement outside of the company scheme. Basi advises Mark to continue with his current scheme with DHL but consider switching his contributions from the FSAVC.
    ...
    A top priority for Mark and Kelly is to pay off their mortgage as soon as possible and purchase a second property.
    ...
    Mark and Kelly need to put some legal protection in place, particularly because they are not yet married.

    He also advises them to identify whether they want their property held as tenants-in-common or joint tenants, to appoint guardians for their child and put their life insurance policies in trust.
  2. 2. www.moneywise.co.uk
    www.moneywise.co.uk/moneywise/ - [Cached]

    Published on: 2/28/2007   Last Visited: 9/25/2007

    Kelly Foster lives with her fiancé Mark Best in Castle Donnington, near Derby.
    ...
    Kelly, 25, works as a post officer for Royal Mail and earns £16,000 a year, while 33-year-old Mark is an imports clerk for DHL and earns £22,000 a year.
    ...
    "We'd like to pay off our mortgage as soon as possible and look into buying a second property for investment purposes," explains Mark.
    ...
    This comprehensive policy will cost Mark and Kelly a monthly premium of around £53.92 each.
    ...
    Basi advises Mark to review his personal equity plan with M&G.
    ...
    As Mark and Kelly want to save for their child's education, Basi recommends a savings plan from the Children's Mutual.
    ...
    Basi also says that come July, Mark and Kelly should set up a child trust fund (CTF).
    ...
    Next on the agenda is Mark and Kelly's retirement planning. Mark contributes £18 a month - equal to 3% of his salary - to a company pension with DHL, who contribute a further 5%. He also contributes £100 a month to a Free Standing Additional Voluntary Contribution (FSAVC) plan.

    FSAVCs are basically a method to allow members of company defined benefit pension schemes to save extra money towards retirement outside of the company scheme. Basi advises Mark to continue with his current scheme with DHL but consider switching his contributions from the FSAVC.
    ...
    A top priority for Mark and Kelly is to pay off their mortgage as soon as possible and purchase a second property.
    ...
    Mark and Kelly need to put some legal protection in place, particularly because they are not yet married.

    He also advises them to identify whether they want their property held as tenants-in-common or joint tenants, to appoint guardians for their child and put their life insurance policies in trust.
  3. 3. www.moneywise.co.uk
    www.moneywise.co.uk/moneywise/ - [Cached]

    Published on: 2/28/2007   Last Visited: 4/17/2007

    Kelly Foster lives with her fiancé Mark Best in Castle Donnington, near Derby.
    ...
    Kelly, 25, works as a post officer for Royal Mail and earns £16,000 a year, while 33-year-old Mark is an imports clerk for DHL and earns £22,000 a year.
    ...
    "We'd like to pay off our mortgage as soon as possible and look into buying a second property for investment purposes," explains Mark.
    ...
    This comprehensive policy will cost Mark and Kelly a monthly premium of around £53.92 each.
    ...
    Basi advises Mark to review his personal equity plan with M&G.
    ...
    As Mark and Kelly want to save for their child's education, Basi recommends a savings plan from the Children's Mutual.
    ...
    Basi also says that come July, Mark and Kelly should set up a child trust fund (CTF).
    ...
    Next on the agenda is Mark and Kelly's retirement planning. Mark contributes £18 a month - equal to 3% of his salary - to a company pension with DHL, who contribute a further 5%. He also contributes £100 a month to a Free Standing Additional Voluntary Contribution (FSAVC) plan.

    FSAVCs are basically a method to allow members of company defined benefit pension schemes to save extra money towards retirement outside of the company scheme. Basi advises Mark to continue with his current scheme with DHL but consider switching his contributions from the FSAVC.
    ...
    A top priority for Mark and Kelly is to pay off their mortgage as soon as possible and purchase a second property.
    ...
    Mark and Kelly need to put some legal protection in place, particularly because they are not yet married.

    He also advises them to identify whether they want their property held as tenants-in-common or joint tenants, to appoint guardians for their child and put their life insurance policies in trust.

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