Ms. Debra S. Bender

Debra Bender, VP of Commercial Lending, First National Bank

Debra Bender, First National Bank, Ebensburg, Cambria County, as Financial Services Champion of the Year.

Debra S. Bender Vice president, Business BankingFirst National Bank of PAHOW LONG HAVE YOU BEEN IN YOUR CURRENT POSITION: I've been a business banker for two-and-a-half years and with the bank for 31 years.

Debra BenderFirst National Bank
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As a Vice President in the Business Banking Unit of First National Bank, Ms. Bender concentrates on small business loans of $500,000 or less.Her objective is to generate revenue through commercial lending and cross-selling other bank products to new and existing clients.Her market area includes small businesses in the Ebensburg, Cresson and Northern Cambria areas.Ms. Bender develops leads through professional relationships, cold calling, community involvement and referrals.She manages a $20 million portfolio and is responsible for analyzing financial data for potential borrowers, structuring the loan and resolving customer problems.