Mr. Ron Anderson

Ron Anderson
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The board of directors recommends that you elect Ron Anderson, C. Brett Carter, Dr. William K. Haley, Lorie L. Chism, and David F. Miller as Class II directors.
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If you submit a proxy but do not specify how you would like it to be voted, Mr. Sanchez and Ms. Chism will vote your proxy to elect Mr. Anderson, Mr. Carter, Dr. Haley, Ms. Chism, and Mr. Miller.
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Ron Anderson, 59, has served as one of our directors since August 1, 1998.Prior to his joining us, Mr. Anderson served as managing general partner of Marel Enterprises, a family limited partnership, since 1997.Mr. Anderson is also the president of several automobile-related businesses, including Ron Anderson Chevrolet-Olds, Anderson Pontiac-Buick-Olds-GMC, Inc., Ron Anderson Pontiac-Buick-GMC, Rontex-Douglas, and Anderson Enterprises.Mr. Anderson served as a director of Bank South, Douglas, Georgia, from 1985 to 1986.

Ron Anderson

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The board of directors recommends that you elect Ron Anderson , C. Brett Carter , Dr. William K. Haley , Lorie L. McCarroll , and David F. Miller as Class II directors.
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If you submit a proxy but do not specify how you would like it to be voted , Mr. Sanchez and Ms. McCarroll will vote your proxy to elect Mr. Anderson , Mr. Carter , Dr. Haley , Ms. McCarroll , and Mr. Miller.
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Ron Anderson , 56 , is a Class II director.He has served as one of our directors since August 1 , 1998.Prior to his joining us , Mr. Anderson served as managing general partner of Marel Enterprises , a family limited partnership , since 1997.Mr. Anderson is also the president of several automobile-related businesses , including Ron Anderson Chevrolet-Olds , Anderson Pontiac-Buick-Olds-GMC , Inc. , Ron Anderson Pontiac-Buick-GMC , Rontex-Douglas , and Anderson Enterprises.Mr. Anderson served as a director of Bank South , Douglas , Georgia , from 1985 to 1986.

Ron Anderson

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Ron Anderson, 57, has served as one of our directors since August 1, 1998.Prior to his joining us, Mr. Anderson served as managing general partner of Marel Enterprises, a family limited partnership, since 1997.Mr. Anderson is also the president of several automobile-related businesses, including Ron Anderson Chevrolet-Olds, Anderson Pontiac-Buick-Olds-GMC, Inc., Ron Anderson Pontiac-Buick-GMC, Rontex-Douglas, and Anderson Enterprises.Mr. Anderson served as a director of Bank South, Douglas, Georgia, from 1985 to 1986.
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Ron Anderson

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0001277560 ANDERSON RON 1891 SOUTH 14TH STREET FERNANDINA BEACH FL 32032 1 0 0 0

0001277560 ANDERSON RON 1891 SOUTH 14TH STREET FERNANDINA BEACH FL 32034 1 0 0 0

0001277560 ANDERSON RON 1891 S 14TH STREET FERNANDINA BEACH FL 32034 1 0 0 0

Ron Anderson
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Ron Anderson

Ron Anderson, born August 1944, Class II Director, joined the Board October 1, 2005 having served as a director of First Capital Bank Holding Corporation and First National Bank of Nassau County since August 1, 1998.Prior to his joining First Capital and FNB, Mr. Anderson served as managing general partner of Marel Enterprises, a family limited partnership, since 1997.Mr. Anderson is also the president of several automobile-related businesses, including Ron Anderson Chevrolet-Olds, Anderson Pontiac-Buick-Olds-GMC, Inc., Ron Anderson Pontiac-Buick-GMC, Rontex-Douglas, and Anderson Enterprises.Mr. Anderson served as a director of Bank South, Douglas, Georgia, from 1985-1986.

Ron Anderson
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Ron Anderson
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Ron Anderson