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This profile was last updated on 8/11/15  and contains information from public web pages and contributions from the ZoomInfo community.

William J. Fink CPA CSMC

Wrong William J. Fink CPA CSMC?

Chief Lending Officer and Head of...

Phone: (856) ***-****  
Local Address:  Cherry Hill , New Jersey , United States
TD Bank
1001 E Songsmith Dr Bear
New Castle County , Delaware 19701
United States

Company Description: About TD Bank Financial Group The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group serves more...   more

Employment History

21 Total References
Web References
William Fink ..., 6 May 2015 [cached]
William Fink
William Fink About ... [cached]
William Fink
About the Author
William Fink
William Fink is the executive vice president, chief lending officer, and head of credit management for TD Bank's Regional Commercial Banking Group, where he supervises the Bank's $50 billion-plus commercial and small business portfolios. A Certified Public Accountant, Certified Specialist in Management Consulting, and Global Certified Management Accountant, he developed and teaches two programs for the University of Pennsylvania Wharton Small Business Development Center, as well as four continuing professional education programs for attorneys and CPAs at Penn State University-Abington Campus.
By William Fink | April 28, 2015
Middle-market watcher Bill ..., 2 Jan 2014 [cached]
Middle-market watcher Bill Fink, EVP and chief lending officer at TD Bank, doesn't hesitate to use the word "optimism" when characterizing the new business sentiment. Armed with the findings from a recent TD Bank survey, Fink answered a few of our questions regarding the changing business sentiment inside the lower middle market.
Fink, Bill LR MME: Where exactly do we see traces of this new optimism beginning to surface in the middle market?
Fink: Well, one of the things we see is that there's an acceleration of the view that the economy is getting better.
Fink: What we've seen is that sales are rebounding to pre-recession levels in a lot of our industry segments.
Fink: I think that as we came out of the recession, there was a classic approach of expense management, and they cut and slashed and deferred capital expenditures and improvement programs, and took an expense management approach because they couldn't determine when and how to grow revenue on a continuing basis.
Fink: Well, I would plan to be cautiously optimistic.
Fink: The uncertainty that enveloped the world for the last 4 years caused companies to horde cash as a protection, and we have seen our customers not borrow with anywhere near the frequency they once did. We have certainly seen this in utilization rates for credit facilities.
TD Bank Promotes ..., 14 Mar 2011 [cached]
TD Bank Promotes Fink to Executive VP, Commercial Banking Monday, March 14, 2011
TD Bank has appointed William J. Fink as executive vice president, commercial banking, north, TD Bank, and senior vice president, TD Bank Group. Fink is responsible for commercial lending activities across the Northern region and provides direction to the commercial and specialty business heads for developing customer and prospect relationships. He directs the business lines on the most complex deals and serves as the senior liaison to credit risk management, audit, compliance, treasury, retail banking, product development and government banking for commercial lending activity.
Fink joined TD Bank in 2005 as a senior lender in the Pennsylvania middle market lending group. He next served as managing senior credit officer for TD Bank's Delaware, Pennsylvania and southern New Jersey markets before being named to the role of senior lender for the bank's entire northern region. Fink has more than 20 years of experience in the financial services industry, beginning his career at Continental Bank in Philadelphia and building expertise in middle-market and corporate lending. In addition, he previously directed the business consulting practice of a regional CPA firm where he provided advisory services on corporate development, business reorganizations and benchmarking.
Mar. 24, 2009 - Annual Healthcare Event: A Flat Line Healthcare System - How to Restructure those Portfolio Disasters — Turnaround Management Association, 1 Mar 2009 [cached]
William J. Fink, CPA, CSMC
Sr. Vice President/Sr.Lending Officer -
William J. Fink, CPA, CSMC
Sr. Vice President/Sr.Lending Officer - TD Bank, N.A.
William Fink serves as Senior Vice President and Senior Lending Officer for TD Bank's Regional and Middle Market Commercial Lending Group.His responsibilities include development and expansion of the Bank's $14+ billion Regional and Middle Market commercial loan portfolio.In this capacity, he works with TD's Market Presidents, and structures and approves credit transactions for public corporations, family-owned businesses, and not-for-profit healthcare, philanthropic and social service organizations with annual revenue ranging from $10 million to $1 billion throughout Connecticut, New York, New Jersey, Pennsylvania, Delaware, Maryland, Virginia, Washington, DC and Florida.
Bill is a Certified Public Accountant, Certified Specialist in Management Consulting and a member of the American Institute of Certified Public Accountants, New Jersey Society of Certified Public Accountants, Pennsylvania Institute of Certified Public Accountants and Turnaround Management Association.He developed and teaches two programs for the University of Pennsylvania Wharton Small Business Development Center entitled "Strategic Accounting" and "Government-Sponsored Loan Programs."He also teaches continuing professional education programs for attorneys and CPAs at Penn State University , Abington Campus.Bill has also served as a lecturer and student advisor on business planning and financing in the Entrepreneurial Training Institute sponsored by The New Jersey Development Authority for Small Business, Minorities and Women Enterprises, The Entrepreneur's Forum of Philadelphia, and The Women's Presidents' Organization of Philadelphia.
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