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Executive Management and Directors | Security First Florida
Wendy Blitstein has been in the personal lines insurance business for 30 years and has held a 2-20 General Lines Insurance license since 1984.
She has worked in various agency and MGA positions including sales, underwriting and management until joining Security First in 2008.
She is a graduate of Florida Atlantic University and has the following personal lines insurance designations: Chartered Property Casualty Underwriter (CPCU), Associate in Personal Lines (API) and Associate in Insurance Services (AIS).
Oh, You Mean him? Why You Should Tell Your Insurer About Your Roommate | DarrasLaw
"Depending on the company's underwriting guidelines, listing a roommate on the policy can increase the premium or require a different type of policy," says Wendy Blitstein, director of underwriting at Security First Insurance in Florida.
If your roommate causes a loss and you have not told your home insurance company about him or her
, your coverage could be in jeopardy.
Not all policies include liability or personal property coverage for roommates.
"Many companies will require that you purchase an additional policy for each roommate," Blitstein
Roommates and home insurance - Insurance.com | Insurance.com
"If you have a three-bedroom home and move in three or four people, we won't write a homeowners policy," says Wendy Blitstein, director of underwriting at Security First.[
Instead Security First
will require you to get a dwelling fire insurance policy, which covers specific things like damage from fire or lightning strikes, but won't cover you in case of a theft, she
Protection from theft and other types of losses will have to be purchased in separate policies.
What if you only have one person move into your home?
In that case, it probably won't affect your home insurance, Blitstein
Without such insurance, "a roommate should not assume that there is any coverage at all," Blitstein
Unlike homeowners insurance, the person living with you would be covered under your auto insurance policy if he
occasionally borrows your car and gets into an accident.