, Jr./Ephesus, Inc.
employs a growth, quality-based method to evaluating and to positioning investments.
This disciplined long-term perspective and quality growth approach is adverse to stock market timing and economic prognostications.
Moderate adjustments in investment positions are made to address special periodic market or economic environments, which may include adjusting to certain conditions with cash positioning, conservative interest-bearing instruments, covered call option writing and other defensive investment methods.
considers quality-based considerations to include low debt and strong debt ratings, historical efficiency in operating and profit margins and strong excess and free cash flow measurements.
Diversification in investment portfolios is not over-emphasized with quality and value being the priority consideration in stock selection.
observes that normally in most market and economic cycles a quality, value oriented portfolio will emerge from a diverse group of business sectors.
Asset allocation is used as a strategy for investment portfolio management with the objective of reducing the inherent risk in financial market volatility.
Mr. Fyler is a consultant with Fountain Professional Group, Inc.
This company provides financial services that include estate planning, life insurance and tax-wise charitable gift strategies for individuals and nonprofit corporations.
He is also Director of the Investment Research Committee of Fountain Financial Group, Inc., a firm that offers commission and fee-based advisory services and investment annuities.