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Vince Maniago

Director of Product Management

Personal Capital

HQ Phone: (855) 855-8005

Email: v***@***.com

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Personal Capital

726 Main Street

Redwood City, California 94063

United States

Company Description

Personal Capital is the smart way to track and manage your financial life. Personal Capital combines award-winning online financial tools that provide unprecedented transparency into your finances with personal attention from licensed financial advisors. ... more

Find other employees at this company (226)

Background Information

Employment History

Group Product Manager

Product Manager

Yahoo! Inc

Group Product Manager

Intuit Inc.

Web References (37 Total References)

How to Build a Better Budget | Capital Resource Group Website [cached]

"It's really the only way to live a healthy financial life and maintain adequate retirement savings," says Vince Maniago, a budgeting expert and group product manager for the personal finance website Mint (

"About 90% of our users reduce discretionary spending once they see where their money is going," Maniago says.
Maniago suggests reviewing the interest rates on each of your credit cards and, if possible, transferring balances to lower-rate accounts. Likewise, refinancing your mortgage to take advantage of low interest rates may save you hundreds of dollars a month.
Save for Emergencies
An unexpected medical bill or house repair can quickly throw a wrench into a budgeting plan. Maniago suggests preparing for these unforeseen setbacks by building an emergency fund large enough to cover living expenses for three to six months. "It buffers your finances if a catastrophe strikes," he says.
"Don't be tempted to just put it on a credit card," Maniago says. Estimate expenses in advance, including airfare, meals and hotel fees.
"Everyone should know how much they spend and what they spend it on," Maniago says.

Product Management – everwas [cached]

Vince Maniago from Mint gave an abbreviated version of the talk embedded below to explain specific actions he took to improve sign-ups. As a financial service, his challenge was to get people to connect their banking accounts with the aggregation service. By putting his name on follow-up emails to anyone who didn't complete this action, he was able to significantly improve completion rates and get people over the trust factor.

Some other tips Vince shared included use of Amazon's Mechanical Turk service for user-testing and Mental Notes cards (note: sold out) as inspiration for the types of message variations you can test.

Better Builders Bureau | everwas [cached]

Behavioral economics in product design. - Vince Maniago of

Budgets are like diets and exercise, good for you to start but a pain to keep on track. How do you re-engage on-boarded users work towards their goals without sounding like a nag. Vince has uncovered some not-so-rational results on what behavior drives real action and will talk about how he applied these principles in product design.

Vince Maniago, product ... [cached]

Vince Maniago, product manager at Mint, told VentureBeat, "There are now 12...

About Upcoming - Upcoming [cached]

Vince Maniago

Vince is so vain his bio wouldn't fit in this limited space, but he is the guy who tries to pull it all together for Upcoming. He also has the amazing ability to finish anyone's sentences but his own.
If you are the latter contact Vince.

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