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Wrong Todd. Brebner?

Todd. Brebner

Direct Phone: (925) ***-****       

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Wells Fargo & Company

420 Montgomery Street

San Francisco, California 94163

United States

Company Description

Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with $1.9 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer ... more

Find other employees at this company (174,279)

Background Information

Employment History

Area Manager


Area Manager

Bank of America Corporation


Valley Marketing Association


Mason-McDuffie Mortgage Corporation

Web References (10 Total References)

Single-family homeowners here are faring much better... | Mason McDuffie Mortgage [cached]

Todd Brebner, manager of the Pleasanton office of Mason-McDuffie Mortgage Corp., sees that evidence in the type of loans processed by his team. In contrast to many places where the vast majority of loans are federally guaranteed, about three-quarters of the loans originated from transactions involving Pleasanton properties are conventional.

It's also reflected in the relatively low percentage (one-quarter) of transactions involving short sales (where the home is worth less than the owner owes) and bank-owned foreclosed properties. This is based on data from the BayEast Realtors Association.
Looking ahead, Brebner expects mortgages rates to continue to edge up as the economy improves. That trend should be a call to action for people considering whether to buy now or wait to see if home prices continue to slip. BayEast statistics over the past three years show the median price falling to $654,000 in 2009 from a $798,500 in 2008. For 2010, it climbed to nearly $700,000.
"Particularly if a couple is looking to buy and stay in a home for a number of years, paying one-half or a full point of interest is going to be significantly costlier than waiting and hoping a price may drop another $20,000 or $30,000," said Brebner.
For the refinance market, he encouraged homeowners with adjustable rates that will reset in the next one or two years to visit with a mortgage professional to determine what option would best serve their needs.
"It may be a no-cost refinance into a 5-year fixed or even a 30-year fixed or another adjustable," said Brebner.
The challenges of the lending market and the greatly stiffened documentation requirements remind Brebner of the situation when he entered the business in the 1980s.

Todd Brebner, manager of the ... [cached]

Todd Brebner, manager of the Pleasanton office of Mason-McDuffie Mortgage Corp., sees that evidence in the type of loans processed by his team.

Todd Brebner (925) ... [cached]

Todd Brebner (925) 998-1269

Pleasanton Office | Mason McDuffie Mortgage [cached]

Todd Brebner Branch Manager

Office: (925) 701-3180
Cell: (925) 998-1269

Todd Brebner Home » Find ... [cached]

Todd Brebner Home » Find a Loan Officer » Pleasanton, CA » Todd Brebner

Todd Brebner
Branch Manager
Todd Brebner has been a Branch Manager and Loan Officer for Mason-McDuffie Mortgage Corporation for 2 years. Previously, he worked for Chase and Bank of America as an Area Manager.
As a Loan Officer serving First Time Home buyers & High End Clients in the Northern California area, Todd enjoys assisting customers to determine the most appropriate mortgage that fits his client's needs.
Todd's success as a Loan Officer is supported by his Excellent Follow up skills, combined with a passion for helping clients achieve their financial goals.
Todd's greatest strengths are his commitment and expertise. Just as important, Todd enjoys his job, particularly helping homebuyers realize the dream of owning a home. Also, helping clients with their financial goals brings tremendous satisfaction.
Todd brings 24 years experience in the Mortgage Banking industry. He has completed his DRE, is a Certified Mortgage Planner and has completed courses in FHA and 203k.

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