Tim Seipp, Regions Bank
earned the title of senior analyst after just six months with Regions Bank
"Any (lending) relationships that are under $6 million are underwritten at my level," Seipp
said."That's probably 80 percent of our $600 million portfolio, 400 to 500 customers.Basically, what I do is all the financial analysis, help structure the deal, come up with any concerns -- basically, do everything it takes for us to decide whether we want to do this deal or not." Seipp
, 24, is in the second year of his
MBA studies at Saint Louis University
is a native of O'Fallon, Ill.He graduated from Illinois State University with a bachelor's degree in finance and a minor in accounting, interned with Merrill Lynch in Peoria, then found work with National City Bank as any entry-level credit analyst.He later joined Union Planters Bank in Belleville.Union Planters
has since merged with Regions, and the company, which had $30.45 billion in deposits as of June 30, 2004, operates under the Regions name.He became a senior analyst about a year ago.
"With a company the size of Regions and the number of product lines that we're in, I could ultimately move into any number of other areas," Seipp
said."For example, if I wanted to work with mutual funds, I could work in that area in a similar capacity to what I do now, only on an equity side versus a debt side.
"I guess my biggest passion is equity research, possibly as an analyst for a mutual fund company or a researcher for one of the major brokerage firms."
Outside of work and educational pursuits, Seipp
is involved with a number of community-based organizations.He is a part-time bookkeeper for St. Clare Catholic School in O'Fallon, Ill., and a fund raiser for Big Brothers Big Sisters and the United Way.He also works with the youth program at St. Nicholas Church in O'Fallon, counseling troubled adolescents.
"The fact that I'm young, and I also look young, helps me relate to them a little bit better than their parents sometimes can," he
said."I find it really rewarding." Seipp
is currently a Regions Best semifinalist.Under that program, the company recognizes employees that best exemplify its customer service and employee interaction ideals.If he
will be one of only 25 to do so among the company's 10,000 employees nationwide.