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This profile was last updated on 7/9/15  and contains information from public web pages and contributions from the ZoomInfo community.

Thomas M. Harte

Wrong Thomas M. Harte?
 
Background

Employment History

Board Memberships and Affiliations

144 Total References
Web References
Tom Harte, left, president ...
www.bizjournals.com, 9 July 2015 [cached]
Tom Harte, left, president of Landmark Benefits in Hampstead, N.H., testifies on the impact of the Affordable Care Act on small businesses at a roundtable held by Senate Health, Education, Labor and Pensions Committee. Also pictured is James Scott, president and CEO of Applied Policy in Alexandria, Va.
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Tom Harte, left, president of Landmark Benefits in Hampstead, N.H., testifies on the... more
A health insurance broker from New Hampshire traveled to Washington, D.C., this week to tell Congress about the challenges his small business clients face due to Obamacare. His perspective is important since most small businesses use a broker to purchase health insurance. Harte isn't looking for Congress to repeal the Affordable Care Act - it's here to stay - he's just hoping for changes that would make the law work better for small businesses.
Witness:Tom Harte, president of Landmark Benefits Inc. in Hampstead, N.H., which provides employee benefits to more than 300 businesses, mostly small and mid-sized.
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Small businesses exchanges aren't working well: The ACA was supposed to enable small businesses to get better deals on health insurance by letting them purchase plans on new exchanges, but these Small Business Health Options Program exchanges are "a dismal failure," Harte said. The enrollment process is "riddled with difficulties," the exchanges don't offer enough plans, and many of these plans have limited provider networks. Plus, the tax credit available to certain small businesses that buy insurance through the exchanges is so limited and hard to qualify for that Harte doesn't know of any clients that have received it.
Older workers cost small businesses more: Under the ACA, insurers often can't present small businesses with a "composite rate" for all their workers, as they could before. Instead, health insurance rates vary from employee to employee, depending on their age. At one of his clients, the annual rate for single coverage is $4,579 for a 21-year-old and $13,726 for a 64-year-old. "The end result of this practice is many employers are struggling with the financial impact of hiring more experienced employers," Harte said.
The small group market shouldn't be expanded: Employers with 51 to 100 employees are scheduled to be shifted into the small group market in 2016. That would be a mistake, Harte said, for several reasons, including the "administrative nightmare" these larger businesses would face if they have 75 different rates for 75 different employees. Plus, these companies would be subject to other market reforms that apply to the small group market and wouldn't be able to keep their current health plans. As a result, 64 percent of businesses with 51 to 100 employees would see sizable premium increases next year, according to an Oliver Wyman analysis. Harte said employers with a relatively healthy work force will leave the small group marketplace and self-insure to avoid these cost increases.
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Harte offered plenty of real-world examples of the ACA's impact on small businesses.
What did Harte think of the experience?"I liked it," Harte said. "I liked the informal nature of it," which he said allowed for more candid comments.
LifeHealth.com : Names & Places - May
www.lifehealth.com, 5 Jan 2011 [cached]
Tom Harte was elected to the NAHU Board of Trustees as treasurer.
Harte, president of Landmark Benefits, has worked for many years to improve the health insurance industry through his extensive legislative work. As a member of NAHU since 1996, he has served as chairman of the Legislative Council and president of the New Hampshire state chapter. He has also received numerous awards and recognitions for his legislative work from professional organizations and the New Hampshire state legislature.
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Tom Harte has been elected to the National Association of Health Underwriters (NAHU) Board of Trustees as secretary.
Harte, President of Landmark Benefits, has worked to improve the health insurance industry through his extensive legislative work. As a member of NAHU since 1996, Harte has served as a chairman on the Legislative Council and the president of the New Hampshire state chapter. He has also received awards and recognitions for his legislative work, not only from professional organizations but also the New Hampshire state legislature.
Harte is a member of the National Human Resource Association, the Coalition for Better Health Insurance, and the National Association of Insurance and Financial Advisors.
NAHU - About NAHU - Board of Trustees
www.nahu.org, 7 Nov 2013 [cached]
Back Row: Julie Jennings, Ryan Thorn, Tom Harte, Troy Cook, Don Goldmann, Denise VanPutten, Jim Stenger, Rusty Rice, Janet Trautwein, Julian Lago.
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Thomas M. Harte President Landmark Benefits, Inc. 20 Mary E. Clark Drive,#10 Hampstead, NH 03841-2292 Phone: (603) 329-4535 Fax: (603) 329-6820
NAHU - About NAHU - Board of Trustees
www.nahu.org, 8 May 2015 [cached]
Front Row: Johnny Dawkins, Linda Rose Koehler, Julie Jennings, Tom Harte, Mike Embry, Rosanne Wolfe, Dane Rianhard.
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Thomas M. Harte Immediate Past President Landmark Benefits, Inc. 20 Mary E. Clark Drive,#10 Hampstead, NH 03841-2292 Phone: (603) 329-4535 Fax: (603) 329-6820
Thomas Harte, ...
www.landmarkbenefits.com, 27 Sept 2014 [cached]
Thomas Harte, President
As the president and founder of Landmark Benefits, Tom has built one of the most successful employee benefit companies in New Hampshire with a focus on contributions to the industry, charity, and community. As a result, Landmark provides employee benefit services to over 300 corporations and thousands of employees.
In addition to his role at Landmark Benefits, Tom is the national president of the National Association of Health Underwriters (NAHU). In all of his leadership roles within NAHU, he has consistently promoted the importance of reducing the cost of health insurance with a deliberate focus on improving the health of the employees and increasing the transparency of the cost of health care services.
In addition to his contributions to NAHU, one of Tom's greatest contributions has been to the Make-A-Wish Foundation of New Hampshire. The events hosted by Tom and his Company have resulted in contributions to Make-A-Wish in excess of $600,000.
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