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Cornerstone Advisors , Inc.


Scottsdale, Arizona 85251

United States

Company Description

Cornerstone Advisors was formed by some of the financial industry's most respected strategy and technology consultants. Our goal is to continue building an advisory firm that is legendary for the value we bring to financial services clients. The Cornersto ... more

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Background Information


Board Member

Faculty Member
University of Wisconsin Graduate School of Banking



University of California at Berkeley

Web References (117 Total References)

In the meantime, the situation is ... [cached]

In the meantime, the situation is critical to credit unions operating in this tough economic era where interchange fees have been an important source of non-interest income, suggested Terence Roche, director of Cornerstone Advisors, during the Webinar.

"We're at an unprecedented point where fee income is over 250 percent of net profit, which puts a white hot light on anything fee related," Roche said.

Terence ... [cached]

Terence Roche,Cornerstone Advisors, Inc. - Principal

Terence Roche brings to his position as principal at Cornerstone Advisors more than 25 years of experience in banking and consulting. Prior to founding Cornerstone, Terence was a Managing Director at M ONE, Inc., where he built the firm's highly successful vendor selection practice. Before M ONE, Terence served as Senior Vice President of Systems and Technology at Bay View Federal Bank in San Francisco. Prior to that, he was Manager of Retail Banking Sales and Branch Administration after a stint supervising Human Resources and Facilities groups.
Among Terence's many accomplishments, he has directed numerous core system conversions and installations, has managed the MIS and Operations functions of a $4 billion bank, installed the first incentive plan for branches and brokers in a $5 billion bank, and served as Retail Banking Division Manager of a 44-office bank in Northern California.
Terence has been invited to speak before various bank and credit union conferences, including BAI's Retail Delivery and Internet Delivery/Risk Management conferences. He has spoken before the client meetings and user conferences of numerous vendors. An expert in bank systems and technology, Terence is among the authors of The Cornerstone Report: Benchmarks and Best Practices for Mid-Size Banks, The Cornerstone Report: Benchmarks and Best Practices for Credit Unions and The Mid-Sized Bank Study 2002. Terence displays his far-reaching knowledge as a frequent contributing author on GonzoBanker and CUES Technology Edge. He has been published in numerous banking periodicals, including American Banker, Bank Technology News, Independent Banker and Credit Union Management (CUES).
Terence holds a BA from the University of California at Berkeley. He has taught at the BAI and ACB schools of banking and is a faculty member of the University of Wisconsin Graduate School of Banking.

Terry Roche, a partner with ... [cached]

Terry Roche, a partner with Cornerstone Advisors, said that mature businesses need to find ways to benefit from these emerging technologies.

"Banks have done a good job taking advantage of commoditized pricing, things like cloud services that have a cheaper cost," Roche told the publication. [cached]

Join peers along with Cornerstone's Terence Roche and Jim Burson for a healthy LinkedIn conversation

Blog: Determining Your Board's Style: ... [cached]

Blog: Determining Your Board's Style: According to Terence Roche, principal with Cornerstone Advisors Inc., boards can ask and answer several questions to better understand their particular preferences about how to approach strategic planning. View the questions on the CUES Skybox blog.

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