Mother Lode insurance agency looks out for clients | STEVE SHORTES, owner of Mother Lode Insurance, can find the best deal from a variety of insurance sources. Photo by Charlotte Sanchez Kosa | No Comment | Read More »
STEVE SHORTES, owner of Mother Lode Insurance, can find the best deal from a variety of insurance sources. Photo by Charlotte Sanchez Kosa
STEVE SHORTES, owner of Mother Lode Insurance, can find the best deal from a variety of insurance sources.
"Insurance is not necessarily something you take from box a, b or c.," said Stephen Shortes
, 67, of Placerville.
"You just can't go get a box.
For most of it, you've got to figure out what each individuals' exposures are and what they need and then you go find something that matches it."
would know, because since 1986 he
has been managing Mother Lode Insurance
located at 2514 Cameo Drive in Cameron Park.
"The service rep that they would talk to would sit down and analyze their driving records, the type of car they have, their age-all those types of things that factors," he
Shortes was born and raised in Placerville.
After attending college, he
career with other agencies before opening Mother Lode
"The insurance business is a great business," he
"The last few years have been really hard because of the economy in which we all live."
added insurance, however, is something people need and business is always out there.
also said about 30 percent of his
business was local contractors and many are gone, but the company has moved into commercial lines that include vineyards and agriculture.
"Probably 80 percent to 90 percent of our clients renew a year," he
"Our biggest source for new business is referrals from clients we already do business with."
added another plus is the company is located in the county.
"The best thing we have here is the people who work here," he