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This profile was last updated on 1/28/14  and contains information from public web pages and contributions from the ZoomInfo community.

President and Chief Executive Off...

Phone: (800) ***-****  HQ Phone
Email: t***@***.net
Hallmark Insurance Associates Inc
2190 N. Winery Ave #101
Fresno, California 93710
United States

Company Description: We are a small family agency. My name is Tom Nelson and I am the agency owner. I have worked at the agency since 1970. My son Elliott joined us in 2012. We...   more
Background

Employment History

Web References
On average, insurance premiums in the ...
www.fresnobee.com, 2 Nov 2009 [cached]
On average, insurance premiums in the central San Joaquin Valley are 10% to 15% higher than last year, said Tom Nelson, owner of Hallmark Insurance Inc., an independent agency that helps businesses find affordable insurance.
The Valley's increases are higher than nationwide, but in line with California, Nelson said.
Insurance premium increases could not come at a worse time for employers or employees. As employers struggle to keep businesses afloat, many have little choice but to ask workers to pay a higher percentage of monthly premiums or to pay bigger yearly deductibles, co-payments or co-insurance costs, Nelson said.
...
Valley rates are up more than they are nationwide, but that is no surprise, said Nelson. California tends to have higher insurance rates than the rest of the country, he said. The cost of providing health care is higher in the state because the cost of living is higher, he said.
On average, insurance premiums in the ...
www.fresnobee.com, 15 Aug 2009 [cached]
On average, insurance premiums in the central San Joaquin Valley are 10% to 15% higher than last year, said Tom Nelson, owner of Hallmark Insurance Inc., an independent agency that helps businesses find affordable insurance.
Pacific Interstate Insurance Brokers -- Membership Organization for Independent Insurance Agencies
www.piib.com, 31 Mar 2006 [cached]
Thomas E. Nelson 2190 N. Winery Ave #101 PO Box 5539 93755 Fresno, CA 93710 800-274-7501 8777-305-5350 fax
Article Archives
www.cleanfax.com, 6 June 2002 [cached]
According to Thomas E. Nelson, the president of Hallmark Insurance Associates, Inc., Fresno, CA, an insurance agent typically writes policies for several hundreds of companies that cover a wide spectrum of industries, and therefore might not necessarily know the basics of any one in particular.
He also notes that an insurance agent that focuses on carpet cleaning, or the cleaning industry in general can be beneficial when it comes to coverage.
Agents that don't focus are "limited by the markets for the best coverage, pricing for that type of business is also limited because they have to maintain markets competitive over a broad scale of things rather than to a particular trade," Nelson says."Generally speaking, when a customer can go to an agent that specializes in his particular type of business, he is better off."
Claim time
On top of being able to find more competitive rates and knowing the industry-specific coverages a carpet cleaner would need, an agent who understands the field can also prove to be beneficial come claim time.
...
Nelson gives an example of a carpet cleaner who uses hot water extraction, and faces a claim from a customer who said that light spots appeared in his carpet after the cleaning.The carpet cleaner turns the claim over to his insurance agency.This is where there can prove to be difference between an agent that understands the field and one that does not.
"If the insurance carrier isn't experienced in adjusting carpet damage claims, they'll do one of two things – they'll deny the claim without any further statement, or they will pay for the carpet and that claim will go against that person's insurance record."
If this is the case, chances are the insured's premium will go up or he will be terminated.On the other hand, if the carrier knows and understand the field, he will be more likely to "try and reason with the claims department or, or if necessary, with the claimant."
Article Archives
www.cleanfax.com, 28 Sept 2001 [cached]
According to Thomas E. Nelson , the president of Hallmark Insurance Associates , Inc. , Fresno , CA , an insurance agent typically writes policies for several hundreds of companies that cover a wide spectrum of industries , and therefore might not necessarily know the basics of any one in particular.
He also notes that an insurance agent that focuses on carpet cleaning , or the cleaning industry in general can be beneficial when it comes to coverage.
Agents that don't focus are limited by the markets for the best coverage , pricing for that type of business is also limited because they have to maintain markets competitive over a broad scale of things rather than to a particular trade , Nelson says.Generally speaking , when a customer can go to an agent that specializes in his particular type of business , he is better off..
Claim time
On top of being able to find more competitive rates and knowing the industry-specific coverages a carpet cleaner would need , an agent who understands the field can also prove to be beneficial come claim time.
...
Nelson gives an example of a carpet cleaner who uses hot water extraction , and faces a claim from a customer who said that light spots appeared in his carpet after the cleaning.The carpet cleaner turns the claim over to his insurance agency.This is where there can prove to be difference between an agent that understands the field and one that does not.
If the insurance carrier isn't experienced in adjusting carpet damage claims , they'll do one of two things – they'll deny the claim without any further statement , or they will pay for the carpet and that claim will go against that person's insurance record..
If this is the case , chances are the insured's premium will go up or he will be terminated.On the other hand , if the carrier knows and understand the field , he will be more likely to try and reason with the claims department or , or if necessary , with the claimant..
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