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This profile was last updated on 2/8/11  and contains information from public web pages and contributions from the ZoomInfo community.

Group Credit Risk Director

Phone: +44 **********  
Local Address:  United Kingdom
The Royal Bank of Scotland plc
600 Washington Blvd
Stamford , Connecticut 06901
United States

Company Description: RBS Asset Finance is the eighth-largest bank-owned asset lessor in the U.S. with approximately $6 billion in assets and $1.8 billion in annual originations....   more

Employment History

  • Executive Vice President, Chief Credit Officer Consumer Finance and Business Banking
    Citizens Bank
  • Chief Credit Officer for Consumer and Business Banking
    RBS Foundation
  • Chief Credit Officer, RBS Citizens
17 Total References
Web References
Faculty - Graduate School of Retail Bank Management, 8 Feb 2011 [cached]
Sean A. Rowles
Sean A. Rowles EVP, Chief Credit Officer CITIZENS BANK
With 20 years professional experience, Sean is known in the Retail Banking Industry as an energetic and motivational business leader. Recognized as an extremely effective change agent, Sean is pre-determined to challenge the status quo and identify innovative Customer oriented solutions to any opportunity. A native Australian, Sean has lived and worked in six countries. In 2005 Sean was recruited to join the Royal Bank of Scotland in Edinburgh. In his role as Chief Credit Officer - UK Retail he was accountable for annual Bad Debts in excess of $3bn USD. Sean was recognized as a world class expert in Retail Banking when he was tapped in 2007 to lead a business transformation initiative across the UK Retail Bank, a business that delivers in excess of $7bn in annual profits with a 16 million strong customer base. Sean returned to the USA in 2008 as the Chief Credit Officer of Citizens Financial Group in order to help steer the business through the emerging economic and financial crisis. Prior to joining the Royal Bank of Scotland, Sean worked at Citibank in Australia, General Electric in Australasia and 7 years at Washington Mutual in Seattle where he successfully held numerous executive positions. Most notably, he was the Retail Bank executive in charge of California across to Florida responsible for over 1,100 branches, a staff of over 12,000 and an annual post-tax profit in excess of $1.5bn. During this tenure his franchise was internationally recognized and became the inaugural recipient of the JD Power Best Consumer Retail Bank award.
RBSCFG Executive Leadership Group | Charter One, 31 Oct 2012 [cached]
Sean Rowles
For Citizen Bank's Sean ... [cached]
For Citizen Bank's Sean Rowles, who is the Bank's Chief Credit Officer for Consumer and Business Banking, the news marked the end of 5 years worth of effort, and represents a personal accomplishment on more than one level.
"While living in Scotland, I joined the Royal Zoological Society of Scotland Board of Directors in late 2006. During a 5 year strategic planning session I pitched the idea of getting Giant Pandas for Edinburgh Zoo. The Board told me I was crazy, but if I wanted to waste my time, then go for it," says Sean.
News - Hawick Today: News, Sport, Jobs, Property, Cars, Entertainments & More, 30 Nov 2006 [cached]
Sean Rowles, Director of Credit Risk at RBS was full of praise and said: "Lynsey Douglas is a wonderful role model and inspiration to anyone thinking of starting their own business."We are delighted to support the work of the PSYBT in recognising young entrepreneurs throughout Scotland.These talented young people are at the heart of Scotland's economic future."Indeed, after learning the ropes at Ingles the Jewellers, Lynsey took the plunge to set up her own business and now successfully runs 'La Gems' shop and workshop, where she carries out repairs and designs, and makes her own range of jewellery and one-off commissions. Lynsey was presented with the award and £250 at the ceremony in honour of her 'Distance Travelled', which has certainly not held her back.Lynsey told the 'News': "It has been a lot harder to have my own business because of my dyslexia, but I get a lot of help with my reading and writing from my family, and rely on my staff for certain things like writing cheques."And delighted with the accolade she added: "I was very surprised to be chosen for this award because I did'nt know anything about it, but I am really pleased to have won the first of its kind. Business - Management - Louise's Curves earn top prize, 20 Nov 2007 [cached]
Presenting the award, Sean Rowles of the Royal Bank of Scotland, said: "Louise has shown herself to be a true entrepreneur in her approach to building and expanding her business."
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